Citizens Bank International Auto Loan interest rate 2083
Citizens Bank International Auto Loan: effective rate 9.7%, EMI from Rs. 21,100 per month. Compare with 19 other banks.
#15 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083
Rate breakdown
Base rate
6.93%
Premium
2.77%–3.58%
Effective rate
9.7%–10.51%
Fixed
Not offered
- Processing fee
- 1% (Min Rs. 2,000)
- Prepayment penalty
- 1.53%
- Loan amount
- Rs. 2 Lakh – Rs. 1.5 Cr
- Tenure
- 12 – 84 months
- Max financing
- 5%
- Age
- 21 – 65 years
Highlights
- Cars, bikes, scooters and EVs
- EV financing up to 80% LTV
- Insurance bundling
Who is eligible
Minimum 6 months in current job or 2 years in business. EVs allowed higher LTV per NRB.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Vehicle quotation from dealer
- Driving licence
Citizens Bank International Auto Loan FAQ
What is Citizens Bank International's current Auto Loan interest rate?+
Citizens Bank International's Auto Loan floating rate is base rate 6.93% plus a premium of 2.77% to 3.58%, giving 9.7% to 10.51% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Auto Loan from Citizens Bank International?+
At 9.7% over 60 months, the EMI is roughly Rs. 21,100. Use the calculator above to change the amount or tenure.
Can I prepay a Citizens Bank International Auto Loan?+
Yes. The published prepayment charge is 1.53% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.