Gold
Compare gold loan rates and get same-day cash
In Bhadra 2083, gold loan effective rates across 20 commercial banks in Nepal range from 9.2% to 11.47%. The table below shows each bank's base rate, premium, processing fee and your monthly EMI for the amount you enter, cheapest first.
Cheapest
9.2% · Nepal SBI Bank
banks
20
Effective from
Bhadra 2083
Rates shown are base rate plus the bank's published premium. Fixed-rate options are listed where the bank offers them.
Other banks
Gold Loan FAQ
Which bank has the cheapest gold loan in Nepal?+
On our latest data, Nepal SBI Bank has the lowest effective rate at 9.2%. Rates are base rate plus premium and can change monthly.
What is the EMI on a gold loan?+
At 9.2%, the EMI on a typical amount is roughly Rs. 20,856. Enter your own amount and tenure in the table above to see every bank's EMI.
What share of the gold value can I borrow?+
Usually up to 70% under NRB limits, at the bank's valuation rate.
What happens if I miss payments?+
After notice, the bank can auction the gold. An interest-only option lowers the monthly burden.