Nabil Bank Gold Loan interest rate 2083
Nabil Bank's gold loan is priced at 7.46%–9.46% effective in Bhadra 2083: a 4.46% base rate plus a 3%–5% premium. That ranks 7th cheapest of the 11 commercial banks we track for this product. On Rs. 2 Lakh over 12 months the EMI is about Rs. 17,348, plus a 0.5% processing fee.
- Effective rate
- 7.46% – 9.46%
- Base rate
- 4.46%
- Premium
- 3% – 5%
- Processing fee
- 0.5%
- Maximum tenure
- 36 months
- Maximum loan-to-value
- 70%
- Rank by rate
- 7 / 11
- Rates effective
- Bhadra 2083
Effective from: 1 Bhadra 2083Source: www.nabilbank.com/individual/interest-rate
Nabil Bank Gold Loan: effective rate 7.46%, EMI from Rs. 17,348 per month. Compare with 10 other banks.
Rate breakdown
Base rate
4.46%
Premium
3%–5%
Effective rate
7.46%–9.46%
Fixed
Not published
- Processing fee
- 0.5% (Min Rs. 500)
- Prepayment penalty
- 0%
- Loan amount
- Rs. 25 K – Rs. 25 Lakh
- Tenure
- 3 – 36 months
- Max financing
- 70%
- Age
- 21 – 65 years
Highlights
- Same-day disbursement
- Interest-only option
- Safe custody insured
Who is eligible
Hallmarked or assayed gold ornaments. Valuation at bank counter.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Gold ornaments
- Purchase receipt if available
Nabil Bank Gold Loan FAQ
What is Nabil Bank's current Gold Loan interest rate?+
Nabil Bank's Gold Loan floating rate is base rate 4.46% plus a premium of 3% to 5%, giving 7.46% to 9.46% effective from Bhadra 2083.
What is the EMI on a Rs. 2 Lakh Gold Loan from Nabil Bank?+
At 7.46% over 12 months, the EMI is roughly Rs. 17,348. Use the calculator above to change the amount or tenure.
Can I prepay a Nabil Bank Gold Loan?+
Yes. The published prepayment charge is 0% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.
