Sasto Karja

Professional

Compare professional loan rates

In Bhadra 2083, professional loan effective rates across 20 commercial banks in Nepal range from 9.45% to 12.2%. The table below shows each bank's base rate, premium, processing fee and your monthly EMI for the amount you enter, cheapest first.

Cheapest

9.45% · Everest Bank

banks

20

Effective from

Bhadra 2083

Rates shown are base rate plus the bank's published premium. Fixed-rate options are listed where the bank offers them.

Professional Loan FAQ

Which bank has the cheapest professional loan in Nepal?+

On our latest data, Everest Bank has the lowest effective rate at 9.45%. Rates are base rate plus premium and can change monthly.

What is the EMI on a professional loan?+

At 9.45%, the EMI on a typical amount is roughly Rs. 20,977. Enter your own amount and tenure in the table above to see every bank's EMI.

Who qualifies for a professional loan?+

Council-registered professionals such as doctors, engineers, chartered accountants and lawyers, usually after 2 years of practice.

Is collateral required?+

Often not for small amounts; for larger sums or equipment purchase, the equipment itself is the security.

Check eligibility

For doctors, engineers, CAs and lawyers setting up practice.

Check eligibilityCalculate