Rastriya Banijya Bank Professional Loan interest rate 2083
Rastriya Banijya Bank's professional loan is priced at 5.58%–6.58% effective in Shrawan 2083: a 3.83% base rate plus a 1.75%–2.75% premium. That ranks 3rd cheapest of the 11 commercial banks we track for this product. On Rs. 10 Lakh over 60 months the EMI is about Rs. 19,138, plus a 0.75% processing fee.
- Effective rate
- 5.58% – 6.58%
- Base rate
- 3.83%
- Premium
- 1.75% – 2.75%
- Processing fee
- 0.75%
- Maximum tenure
- 120 months
- Rank by rate
- 3 / 11
- Rates effective
- Shrawan 2083
Effective from: 1 Shrawan 2083Source: www.rbb.com.np/content/history-rate-of-interest
Rastriya Banijya Bank Professional Loan: effective rate 5.58%, EMI from Rs. 19,138 per month. Compare with 10 other banks.
Rate breakdown
Base rate
3.83%
Premium
1.75%–2.75%
Effective rate
5.58%–6.58%
Fixed
7.5%
- Processing fee
- 0.75% (Min Rs. 2,000)
- Prepayment penalty
- 1.31%
- Fixed-rate terms
- Up to 5 years
- Loan amount
- Rs. 3 Lakh – Rs. 1 Cr
- Tenure
- 12 – 120 months
- Max financing
- —
- Age
- 21 – 65 years
Highlights
- Doctors, engineers, CAs, lawyers
- Clinic or office setup
- Equipment financing
Who is eligible
Professional council registration and 2 years practice.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Professional council registration
- Practice licence
Rastriya Banijya Bank Professional Loan FAQ
What is Rastriya Banijya Bank's current Professional Loan interest rate?+
Rastriya Banijya Bank's Professional Loan floating rate is base rate 3.83% plus a premium of 1.75% to 2.75%, giving 5.58% to 6.58% effective from Shrawan 2083.
What is the EMI on a Rs. 10 Lakh Professional Loan from Rastriya Banijya Bank?+
At 5.58% over 60 months, the EMI is roughly Rs. 19,138. Use the calculator above to change the amount or tenure.
Can I prepay a Rastriya Banijya Bank Professional Loan?+
Yes. The published prepayment charge is 1.31% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.
