Business
Compare business and SME loan rates
In Bhadra 2083, business loan effective rates across 20 commercial banks in Nepal range from 8.44% to 10.81%. The table below shows each bank's base rate, premium, processing fee and your monthly EMI for the amount you enter, cheapest first.
Cheapest
8.44% · Standard Chartered Bank Nepal
banks
20
Effective from
Bhadra 2083
Rates shown are base rate plus the bank's published premium. Fixed-rate options are listed where the bank offers them.
Other banks
Business Loan FAQ
Which bank has the cheapest business loan in Nepal?+
On our latest data, Standard Chartered Bank Nepal has the lowest effective rate at 8.44%. Rates are base rate plus premium and can change monthly.
What is the EMI on a business loan?+
At 8.44%, the EMI on a typical amount is roughly Rs. 20,488. Enter your own amount and tenure in the table above to see every bank's EMI.
How many years of accounts do I need?+
Usually 1 to 2 years of audited or tax-filed accounts. New businesses are assessed on the plan and collateral.
What are subsidised loans?+
Government interest-subsidy schemes, for agriculture, women entrepreneurs and returnee migrants, priced at base rate plus up to 2%.
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Working capital and term loans for SMEs, with subsidised schemes.
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