Nepal Investment Mega Bank Business Loan interest rate 2083
Nepal Investment Mega Bank's business loan is priced at 5.69%–8.44% effective in Bhadra 2083: a 4.44% base rate plus a 1.25%–4% premium. That ranks 7th cheapest of the 19 commercial banks we track for this product. On Rs. 10 Lakh over 60 months the EMI is about Rs. 19,189, plus a 1% processing fee.
- Effective rate
- 5.69% – 8.44%
- Base rate
- 4.44%
- Premium
- 1.25% – 4%
- Processing fee
- 1%
- Maximum tenure
- 120 months
- Maximum loan-to-value
- 60%
- Rank by rate
- 7 / 19
- Rates effective
- Bhadra 2083
Effective from: 1 Bhadra 2083Source: www.nimb.com.np/personal-banking/interest-rate
Nepal Investment Mega Bank Business Loan: effective rate 5.69%, EMI from Rs. 19,189 per month. Compare with 18 other banks.
Rate breakdown
Base rate
4.44%
Premium
1.25%–4%
Effective rate
5.69%–8.44%
Fixed
5.75%–8.33%
- Processing fee
- 1% (Min Rs. 5,000)
- Prepayment penalty
- 1.4%
- Fixed-rate terms
- SME/MSME/agro/retail: 5.75% fixed for 1 year · 8.33% fixed for 5 years
- Loan amount
- Rs. 5 Lakh – Rs. 10 Cr
- Tenure
- 12 – 120 months
- Max financing
- 60%
- Age
- 21 – 65 years
Highlights
- Working capital and term loan
- SME subsidised schemes
- Overdraft option
Who is eligible
Registered firm with PAN/VAT and 1 year audited or tax-filed accounts.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Business plan or projection
- Collateral papers
Nepal Investment Mega Bank Business Loan FAQ
What is Nepal Investment Mega Bank's current Business Loan interest rate?+
Nepal Investment Mega Bank's Business Loan floating rate is base rate 4.44% plus a premium of 1.25% to 4%, giving 5.69% to 8.44% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Business Loan from Nepal Investment Mega Bank?+
At 5.69% over 60 months, the EMI is roughly Rs. 19,189. Use the calculator above to change the amount or tenure.
Can I prepay a Nepal Investment Mega Bank Business Loan?+
Yes. The published prepayment charge is 1.4% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.
