Nepal Investment Mega Bank Business Loan interest rate 2083
Nepal Investment Mega Bank Business Loan: effective rate 8.97%, EMI from Rs. 20,744 per month. Compare with 19 other banks.
#6 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083
Rate breakdown
Base rate
6.31%
Premium
2.66%–3.78%
Effective rate
8.97%–10.09%
Fixed
Not offered
- Processing fee
- 1% (Min Rs. 5,000)
- Prepayment penalty
- 1.4%
- Loan amount
- Rs. 5 Lakh – Rs. 10 Cr
- Tenure
- 12 – 120 months
- Max financing
- 6%
- Age
- 21 – 65 years
Highlights
- Working capital and term loan
- SME subsidised schemes
- Overdraft option
Who is eligible
Registered firm with PAN/VAT and 1 year audited or tax-filed accounts.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Business plan or projection
- Collateral papers
Nepal Investment Mega Bank Business Loan FAQ
What is Nepal Investment Mega Bank's current Business Loan interest rate?+
Nepal Investment Mega Bank's Business Loan floating rate is base rate 6.31% plus a premium of 2.66% to 3.78%, giving 8.97% to 10.09% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Business Loan from Nepal Investment Mega Bank?+
At 8.97% over 60 months, the EMI is roughly Rs. 20,744. Use the calculator above to change the amount or tenure.
Can I prepay a Nepal Investment Mega Bank Business Loan?+
Yes. The published prepayment charge is 1.4% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.