Rastriya Banijya Bank Business Loan interest rate 2083
Rastriya Banijya Bank's business loan is priced at 4.93%–5.28% effective in Shrawan 2083: a 3.83% base rate plus a 1.1%–1.45% premium. That ranks 1st cheapest of the 19 commercial banks we track for this product. On Rs. 10 Lakh over 60 months the EMI is about Rs. 18,839, plus a 1% processing fee.
- Effective rate
- 4.93% – 5.28%
- Base rate
- 3.83%
- Premium
- 1.1% – 1.45%
- Processing fee
- 1%
- Maximum tenure
- 120 months
- Maximum loan-to-value
- 60%
- Rank by rate
- 1 / 19
- Rates effective
- Shrawan 2083
Effective from: 1 Shrawan 2083Source: www.rbb.com.np/content/history-rate-of-interest
Rastriya Banijya Bank Business Loan: effective rate 4.93%, EMI from Rs. 18,839 per month. Compare with 18 other banks.
Rate breakdown
Base rate
3.83%
Premium
1.1%–1.45%
Effective rate
4.93%–5.28%
Fixed
7%–8.25%
- Processing fee
- 1% (Min Rs. 5,000)
- Prepayment penalty
- 1.42%
- Fixed-rate terms
- Institutional term loans: 5–10 yrs 7.00% (industrial), 7.25% (commercial) · above 10 yrs 8.00%, 8.25%
- Loan amount
- Rs. 5 Lakh – Rs. 10 Cr
- Tenure
- 12 – 120 months
- Max financing
- 60%
- Age
- 21 – 65 years
Highlights
- Working capital and term loan
- SME subsidised schemes
- Overdraft option
Who is eligible
Registered firm with PAN/VAT and 1 year audited or tax-filed accounts.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Business plan or projection
- Collateral papers
Rastriya Banijya Bank Business Loan FAQ
What is Rastriya Banijya Bank's current Business Loan interest rate?+
Rastriya Banijya Bank's Business Loan floating rate is base rate 3.83% plus a premium of 1.1% to 1.45%, giving 4.93% to 5.28% effective from Shrawan 2083.
What is the EMI on a Rs. 10 Lakh Business Loan from Rastriya Banijya Bank?+
At 4.93% over 60 months, the EMI is roughly Rs. 18,839. Use the calculator above to change the amount or tenure.
Can I prepay a Rastriya Banijya Bank Business Loan?+
Yes. The published prepayment charge is 1.42% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.
