Nepal Bank Limited Business Loan interest rate 2083
Nepal Bank Limited Business Loan: effective rate 8.95%, EMI from Rs. 20,734 per month. Compare with 19 other banks.
#5 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083
Rate breakdown
Base rate
6.23%
Premium
2.72%–3.45%
Effective rate
8.95%–9.68%
Fixed
Not offered
- Processing fee
- 1% (Min Rs. 5,000)
- Prepayment penalty
- 0.54%
- Loan amount
- Rs. 5 Lakh – Rs. 10 Cr
- Tenure
- 12 – 120 months
- Max financing
- 6%
- Age
- 21 – 65 years
Highlights
- Working capital and term loan
- SME subsidised schemes
- Overdraft option
Who is eligible
Registered firm with PAN/VAT and 1 year audited or tax-filed accounts.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Business plan or projection
- Collateral papers
Nepal Bank Limited Business Loan FAQ
What is Nepal Bank Limited's current Business Loan interest rate?+
Nepal Bank Limited's Business Loan floating rate is base rate 6.23% plus a premium of 2.72% to 3.45%, giving 8.95% to 9.68% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Business Loan from Nepal Bank Limited?+
At 8.95% over 60 months, the EMI is roughly Rs. 20,734. Use the calculator above to change the amount or tenure.
Can I prepay a Nepal Bank Limited Business Loan?+
Yes. The published prepayment charge is 0.54% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.