Education
Compare education loan rates for Nepal and abroad
In Bhadra 2083, education loan effective rates across 20 commercial banks in Nepal range from 8.43% to 11.78%. The table below shows each bank's base rate, premium, processing fee and your monthly EMI for the amount you enter, cheapest first.
Cheapest
8.43% · Rastriya Banijya Bank
banks
20
Effective from
Bhadra 2083
Rates shown are base rate plus the bank's published premium. Fixed-rate options are listed where the bank offers them.
Other banks
Education Loan FAQ
Which bank has the cheapest education loan in Nepal?+
On our latest data, Rastriya Banijya Bank has the lowest effective rate at 8.43%. Rates are base rate plus premium and can change monthly.
What is the EMI on a education loan?+
At 8.43%, the EMI on a typical amount is roughly Rs. 20,483. Enter your own amount and tenure in the table above to see every bank's EMI.
Do I need collateral for an abroad study loan?+
Usually yes. Most banks require property collateral and lend up to 80% of the assessed value.
Do I pay EMIs while studying?+
Most banks offer a moratorium for the course duration, but interest accrues and is added to the principal.
Check eligibility
Study in Nepal or abroad with a moratorium while you study.
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