Auto
Compare auto and EV loan rates in Nepal
In Bhadra 2083, auto loan effective rates across 20 commercial banks in Nepal range from 8.29% to 11.1%. The table below shows each bank's base rate, premium, processing fee and your monthly EMI for the amount you enter, cheapest first.
Cheapest
8.29% · Standard Chartered Bank Nepal
banks
20
Effective from
Bhadra 2083
Rates shown are base rate plus the bank's published premium. Fixed-rate options are listed where the bank offers them.
Other banks
Auto Loan FAQ
Which bank has the cheapest auto loan in Nepal?+
On our latest data, Standard Chartered Bank Nepal has the lowest effective rate at 8.29%. Rates are base rate plus premium and can change monthly.
What is the EMI on a auto loan?+
At 8.29%, the EMI on a typical amount is roughly Rs. 20,415. Enter your own amount and tenure in the table above to see every bank's EMI.
Do EVs get more financing than petrol cars?+
Yes. NRB allows banks to lend up to 80% on electric vehicles versus 50% on petrol and diesel vehicles.
Can I get a loan on a used car?+
Some banks finance vehicles under 5 years old, with shorter tenure and a lower financing ratio.
Check eligibility
Cars, bikes, scooters and EVs. EVs get higher financing under NRB rules.
Check eligibilityCalculate