Sasto Karja

EMI

Compare EMI offers for phones, laptops and appliances

In Bhadra 2083, consumer EMI loan effective rates across 20 commercial banks in Nepal range from 11.26% to 13.87%. The table below shows each bank's base rate, premium, processing fee and your monthly EMI for the amount you enter, cheapest first.

Cheapest

11.26% · Standard Chartered Bank Nepal

banks

20

Effective from

Bhadra 2083

Rates shown are base rate plus the bank's published premium. Fixed-rate options are listed where the bank offers them.

Other banks

Standard Chartered Bank Nepal11.26%Rastriya Banijya Bank11.31%Everest Bank11.32%Global IME Bank11.48%Nepal SBI Bank11.55%Nepal Bank Limited11.74%Siddhartha Bank11.81%Nepal Investment Mega Bank11.91%NMB Bank12.1%Laxmi Sunrise Bank12.12%Himalayan Bank12.14%Machhapuchchhre Bank12.14%Nabil Bank12.17%Agricultural Development Bank12.17%Sanima Bank12.26%Kumari Bank12.33%NIC Asia Bank12.37%Prime Commercial Bank12.54%Prabhu Bank12.64%Citizens Bank International12.72%
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Consumer & EMI Loan FAQ

Which bank has the cheapest consumer EMI loan in Nepal?+

On our latest data, Standard Chartered Bank Nepal has the lowest effective rate at 11.26%. Rates are base rate plus premium and can change monthly.

What is the EMI on a consumer EMI loan?+

At 11.26%, the EMI on a typical amount is roughly Rs. 21,872. Enter your own amount and tenure in the table above to see every bank's EMI.

What do I need to buy a phone on EMI?+

Citizenship, and usually a 3-month bank statement or salary proof. Some brand stores offer 0% EMI.

Is 0% EMI really free?+

The brand pays the interest, but you may pay a processing fee and lose a cash discount. Compare the total cost.

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