Sasto Karja

Global IME Bank Business Loan interest rate 2083

Global IME Bank Business Loan: effective rate 9.64%, EMI from Rs. 21,070 per month. Compare with 19 other banks.

#13 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083

Rate breakdown

Base rate

6.44%

Premium

3.2%–4.53%

Effective rate

9.64%–10.97%

Fixed

Not offered

Processing fee
1% (Min Rs. 5,000)
Prepayment penalty
1.24%
Loan amount
Rs. 5 Lakh – Rs. 10 Cr
Tenure
12 – 120 months
Max financing
6%
Age
21 – 65 years

Highlights

  • Working capital and term loan
  • SME subsidised schemes
  • Overdraft option

Who is eligible

Registered firm with PAN/VAT and 1 year audited or tax-filed accounts.

Documents you will need

  • Citizenship certificate (copy)
  • 2 passport-size photos
  • Latest 6 months bank statement
  • PAN card
  • Business plan or projection
  • Collateral papers

Global IME Bank Business Loan FAQ

What is Global IME Bank's current Business Loan interest rate?+

Global IME Bank's Business Loan floating rate is base rate 6.44% plus a premium of 3.2% to 4.53%, giving 9.64% to 10.97% effective from Bhadra 2083.

What is the EMI on a Rs. 10 Lakh Business Loan from Global IME Bank?+

At 9.64% over 60 months, the EMI is roughly Rs. 21,070. Use the calculator above to change the amount or tenure.

Can I prepay a Global IME Bank Business Loan?+

Yes. The published prepayment charge is 1.24% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.