Standard Chartered Bank Nepal Business Loan interest rate 2083
Standard Chartered Bank Nepal's business loan is priced at 6.12%–7.62% effective in Bhadra 2083: a 4.12% base rate plus a 2%–3.5% premium. That ranks 13th cheapest of the 19 commercial banks we track for this product. On Rs. 10 Lakh over 60 months the EMI is about Rs. 19,389, plus a 1% processing fee.
- Effective rate
- 6.12% – 7.62%
- Base rate
- 4.12%
- Premium
- 2% – 3.5%
- Processing fee
- 1%
- Maximum tenure
- 120 months
- Maximum loan-to-value
- 60%
- Rank by rate
- 13 / 19
- Rates effective
- Bhadra 2083
Effective from: 1 Bhadra 2083Source: av.sc.com/np/content/docs/np-interest-rate.pdf
Standard Chartered Bank Nepal Business Loan: effective rate 6.12%, EMI from Rs. 19,389 per month. Compare with 18 other banks.
Rate breakdown
Base rate
4.12%
Premium
2%–3.5%
Effective rate
6.12%–7.62%
Fixed
7%–8%
- Processing fee
- 1% (Min Rs. 5,000)
- Prepayment penalty
- 0.79%
- Fixed-rate terms
- Term loans: up to 5 yrs 7.00% · up to 7 yrs 7.50% · up to 10 yrs 8.00%
- Loan amount
- Rs. 5 Lakh – Rs. 10 Cr
- Tenure
- 12 – 120 months
- Max financing
- 60%
- Age
- 21 – 65 years
Highlights
- Working capital and term loan
- SME subsidised schemes
- Overdraft option
Who is eligible
Registered firm with PAN/VAT and 1 year audited or tax-filed accounts.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Business plan or projection
- Collateral papers
Standard Chartered Bank Nepal Business Loan FAQ
What is Standard Chartered Bank Nepal's current Business Loan interest rate?+
Standard Chartered Bank Nepal's Business Loan floating rate is base rate 4.12% plus a premium of 2% to 3.5%, giving 6.12% to 7.62% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Business Loan from Standard Chartered Bank Nepal?+
At 6.12% over 60 months, the EMI is roughly Rs. 19,389. Use the calculator above to change the amount or tenure.
Can I prepay a Standard Chartered Bank Nepal Business Loan?+
Yes. The published prepayment charge is 0.79% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.
