Standard Chartered Bank Nepal Business Loan interest rate 2083
Standard Chartered Bank Nepal Business Loan: effective rate 8.44%, EMI from Rs. 20,488 per month. Compare with 19 other banks.
Cheapest#1 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083
Rate breakdown
Base rate
5.72%
Premium
2.72%–4.34%
Effective rate
8.44%–10.06%
Fixed
Not offered
- Processing fee
- 1% (Min Rs. 5,000)
- Prepayment penalty
- 0.79%
- Loan amount
- Rs. 5 Lakh – Rs. 10 Cr
- Tenure
- 12 – 120 months
- Max financing
- 6%
- Age
- 21 – 65 years
Highlights
- Working capital and term loan
- SME subsidised schemes
- Overdraft option
Who is eligible
Registered firm with PAN/VAT and 1 year audited or tax-filed accounts.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Business plan or projection
- Collateral papers
Standard Chartered Bank Nepal Business Loan FAQ
What is Standard Chartered Bank Nepal's current Business Loan interest rate?+
Standard Chartered Bank Nepal's Business Loan floating rate is base rate 5.72% plus a premium of 2.72% to 4.34%, giving 8.44% to 10.06% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Business Loan from Standard Chartered Bank Nepal?+
At 8.44% over 60 months, the EMI is roughly Rs. 20,488. Use the calculator above to change the amount or tenure.
Can I prepay a Standard Chartered Bank Nepal Business Loan?+
Yes. The published prepayment charge is 0.79% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.