Nepal Bank Limited Professional Loan interest rate 2083
Nepal Bank Limited Professional Loan: effective rate 9.81%, EMI from Rs. 21,154 per month. Compare with 19 other banks.
#4 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083
Rate breakdown
Base rate
6.23%
Premium
3.58%–4.29%
Effective rate
9.81%–10.52%
Fixed
Not offered
- Processing fee
- 0.75% (Min Rs. 2,000)
- Prepayment penalty
- 1.76%
- Loan amount
- Rs. 3 Lakh – Rs. 1 Cr
- Tenure
- 12 – 120 months
- Max financing
- —
- Age
- 21 – 65 years
Highlights
- Doctors, engineers, CAs, lawyers
- Clinic or office setup
- Equipment financing
Who is eligible
Professional council registration and 2 years practice.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Professional council registration
- Practice licence
Nepal Bank Limited Professional Loan FAQ
What is Nepal Bank Limited's current Professional Loan interest rate?+
Nepal Bank Limited's Professional Loan floating rate is base rate 6.23% plus a premium of 3.58% to 4.29%, giving 9.81% to 10.52% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Professional Loan from Nepal Bank Limited?+
At 9.81% over 60 months, the EMI is roughly Rs. 21,154. Use the calculator above to change the amount or tenure.
Can I prepay a Nepal Bank Limited Professional Loan?+
Yes. The published prepayment charge is 1.76% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.