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Global IME Bank Professional Loan interest rate 2083

Global IME Bank Professional Loan: effective rate 10.29%, EMI from Rs. 21,390 per month. Compare with 19 other banks.

#7 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083

Rate breakdown

Base rate

6.44%

Premium

3.85%–4.63%

Effective rate

10.29%–11.07%

Fixed

11.79%–13.07%

Processing fee
0.75% (Min Rs. 2,000)
Prepayment penalty
1.45%
Loan amount
Rs. 3 Lakh – Rs. 1 Cr
Tenure
12 – 120 months
Max financing
Age
21 – 65 years

Highlights

  • Doctors, engineers, CAs, lawyers
  • Clinic or office setup
  • Equipment financing

Who is eligible

Professional council registration and 2 years practice.

Documents you will need

  • Citizenship certificate (copy)
  • 2 passport-size photos
  • Latest 6 months bank statement
  • PAN card
  • Professional council registration
  • Practice licence

Global IME Bank Professional Loan FAQ

What is Global IME Bank's current Professional Loan interest rate?+

Global IME Bank's Professional Loan floating rate is base rate 6.44% plus a premium of 3.85% to 4.63%, giving 10.29% to 11.07% effective from Bhadra 2083.

What is the EMI on a Rs. 10 Lakh Professional Loan from Global IME Bank?+

At 10.29% over 60 months, the EMI is roughly Rs. 21,390. Use the calculator above to change the amount or tenure.

Can I prepay a Global IME Bank Professional Loan?+

Yes. The published prepayment charge is 1.45% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.