Citizens Bank International Home Loan interest rate 2083
Citizens Bank International Home Loan: effective rate 8.93%, EMI from Rs. 50,505 per month. Compare with 19 other banks.
#16 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083
Rate breakdown
Base rate
6.93%
Premium
2%–3.23%
Effective rate
8.93%–10.16%
Fixed
10.43%–12.16%
- Processing fee
- 0.75% (Min Rs. 5,000)
- Prepayment penalty
- 0.95%
- Loan amount
- Rs. 10 Lakh – Rs. 5 Cr
- Tenure
- 60 – 300 months
- Max financing
- 7%
- Age
- 21 – 65 years
Highlights
- Purchase, construction or renovation
- Up to 25 years tenure
- Balance transfer available
Who is eligible
Salaried or self-employed with verifiable income. Property must be within municipal limits.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Lalpurja (land ownership)
- Blueprint and municipality approval
- Property valuation report
- Char killa and tax receipts
Citizens Bank International Home Loan FAQ
What is Citizens Bank International's current Home Loan interest rate?+
Citizens Bank International's Home Loan floating rate is base rate 6.93% plus a premium of 2% to 3.23%, giving 8.93% to 10.16% effective from Bhadra 2083.
What is the EMI on a Rs. 50 Lakh Home Loan from Citizens Bank International?+
At 8.93% over 180 months, the EMI is roughly Rs. 50,505. Use the calculator above to change the amount or tenure.
Can I prepay a Citizens Bank International Home Loan?+
Yes. The published prepayment charge is 0.95% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.