Sasto Karja

Recurring Deposit

A recurring deposit lets you save a fixed amount each month at a fixed rate. Enter the monthly deposit, rate and duration to see what it grows to at maturity.

Frequently asked questions

How does a recurring deposit work?+

You deposit a fixed amount every month for a fixed term. Each deposit earns interest from the month it is made until maturity.

What happens if I miss a deposit?+

Banks usually allow a grace period and may charge a small penalty. Repeated misses can convert the account to a regular savings account.

Is RD better than FD?+

RD suits regular savers who do not have a lump sum. FD earns slightly more on the same total because the full amount is invested from day one.