Citizens Bank International Personal Loan interest rate 2083
Citizens Bank International Personal Loan: effective rate 11.49%, EMI from Rs. 21,988 per month. Compare with 19 other banks.
#17 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083
Rate breakdown
Base rate
6.93%
Premium
4.56%–5.19%
Effective rate
11.49%–12.12%
Fixed
Not offered
- Processing fee
- 1% (Min Rs. 1,000)
- Prepayment penalty
- 0.59%
- Loan amount
- Rs. 1 Lakh – Rs. 50 Lakh
- Tenure
- 12 – 60 months
- Max financing
- —
- Age
- 21 – 65 years
Highlights
- No collateral for salaried
- Disbursement in 3 to 7 days
- Flexible use
Who is eligible
Salary account with the bank or salary certificate from a registered employer required.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
Citizens Bank International Personal Loan FAQ
What is Citizens Bank International's current Personal Loan interest rate?+
Citizens Bank International's Personal Loan floating rate is base rate 6.93% plus a premium of 4.56% to 5.19%, giving 11.49% to 12.12% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Personal Loan from Citizens Bank International?+
At 11.49% over 60 months, the EMI is roughly Rs. 21,988. Use the calculator above to change the amount or tenure.
Can I prepay a Citizens Bank International Personal Loan?+
Yes. The published prepayment charge is 0.59% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.