Rastriya Banijya Bank Personal Loan interest rate 2083
Rastriya Banijya Bank's personal loan is priced at 6.58%–6.83% effective in Shrawan 2083: a 3.83% base rate plus a 2.75%–3% premium. That ranks 4th cheapest of the 13 commercial banks we track for this product. On Rs. 10 Lakh over 60 months the EMI is about Rs. 19,604, plus a 1% processing fee.
- Effective rate
- 6.58% – 6.83%
- Base rate
- 3.83%
- Premium
- 2.75% – 3%
- Processing fee
- 1%
- Maximum tenure
- 60 months
- Rank by rate
- 4 / 13
- Rates effective
- Shrawan 2083
Effective from: 1 Shrawan 2083Source: www.rbb.com.np/content/history-rate-of-interest
Rastriya Banijya Bank Personal Loan: effective rate 6.58%, EMI from Rs. 19,604 per month. Compare with 12 other banks.
Rate breakdown
Base rate
3.83%
Premium
2.75%–3%
Effective rate
6.58%–6.83%
Fixed
8%–8.5%
- Processing fee
- 1% (Min Rs. 1,000)
- Prepayment penalty
- 0.77%
- Fixed-rate terms
- Up to 5 yrs 8.00% · up to 10 yrs 8.50%
- Loan amount
- Rs. 1 Lakh – Rs. 50 Lakh
- Tenure
- 12 – 60 months
- Max financing
- —
- Age
- 21 – 65 years
Highlights
- No collateral for salaried
- Disbursement in 3 to 7 days
- Flexible use
Who is eligible
Salary account with the bank or salary certificate from a registered employer required.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
Rastriya Banijya Bank Personal Loan FAQ
What is Rastriya Banijya Bank's current Personal Loan interest rate?+
Rastriya Banijya Bank's Personal Loan floating rate is base rate 3.83% plus a premium of 2.75% to 3%, giving 6.58% to 6.83% effective from Shrawan 2083.
What is the EMI on a Rs. 10 Lakh Personal Loan from Rastriya Banijya Bank?+
At 6.58% over 60 months, the EMI is roughly Rs. 19,604. Use the calculator above to change the amount or tenure.
Can I prepay a Rastriya Banijya Bank Personal Loan?+
Yes. The published prepayment charge is 0.77% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.
