Laxmi Sunrise Bank base rate history 2083
Laxmi Sunrise Bank's base rate is 4.82% in Shrawan 2083. Every floating loan is priced as this base rate plus a premium, so when it moves, so does the EMI of every borrower at the bank.
- Base rate now
- 4.82%
- Months tracked
- 1
- Effective from
- Shrawan 2083
Effective from: Shrawan 2083Source: bankstatsnepal.com
Month-by-month base rate
| Month | Base rate | Change | Source |
|---|---|---|---|
| Shrawan 2083 | 4.82% | — | Source |
Rates shown are base rate plus the bank's published premium. Fixed-rate options are listed where the bank offers them.
Trend
Why the base-rate history matters
In Nepal every floating loan is priced as the bank's base rate plus a premium. The base rate changes monthly and moves the cost of borrowing for every Laxmi Sunrise Bank customer at once. Reading it month by month is the clearest way to see where your EMI is heading.
To understand how the figure is set, read how the base rate works; to see what a move does to your instalment, use the base-rate impact calculator; or view Laxmi Sunrise Bank’s full loan rates and compare every bank.
Common questions
What is Laxmi Sunrise Bank's current base rate?+
Laxmi Sunrise Bank's base rate is 4.82% in Shrawan 2083.
What does a base rate change mean for my EMI?+
A floating loan's rate is the base rate plus a fixed premium. When the base rate rises, the EMI rises; when it falls, the EMI falls. Only a fixed-rate period holds your EMI steady while the base rate moves.