Sanima Bank base rate history 2083
Sanima Bank's base rate is 4.64% in Ashwin 2083, up 0.06% from the month before. Over 3 months it has moved from 4.58% (Shrawan 2083) to 4.64%. Every floating loan is priced as this base rate plus a premium, so when it moves, so does the EMI of every borrower at the bank.
- Base rate now
- 4.64%
- Previous month
- 4.58%
- Months tracked
- 3
- Effective from
- Ashwin 2083
Effective from: Ashwin 2083Source: www.sanimabank.comSource: bankstatsnepal.com
Why the base-rate history matters
In Nepal every floating loan is priced as the bank's base rate plus a premium. The base rate changes monthly and moves the cost of borrowing for every Sanima Bank customer at once. Reading it month by month is the clearest way to see where your EMI is heading.
To understand how the figure is set, read how the base rate works; to see what a move does to your instalment, use the base-rate impact calculator; or view Sanima Bank’s full loan rates and compare every bank.
Common questions
What is Sanima Bank's current base rate?+
Sanima Bank's base rate is 4.64% in Ashwin 2083.
Has Sanima Bank's base rate gone up or down?+
It rose from 4.58% the month before to 4.64%.
What does a base rate change mean for my EMI?+
A floating loan's rate is the base rate plus a fixed premium. When the base rate rises, the EMI rises; when it falls, the EMI falls. Only a fixed-rate period holds your EMI steady while the base rate moves.