Siddhartha Bank Personal Loan interest rate 2083
Siddhartha Bank Personal Loan: effective rate 10.98%, EMI from Rs. 21,732 per month. Compare with 19 other banks.
#10 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083
Rate breakdown
Base rate
6.71%
Premium
4.27%–5.05%
Effective rate
10.98%–11.76%
Fixed
Not offered
- Processing fee
- 1% (Min Rs. 1,000)
- Prepayment penalty
- 0.54%
- Loan amount
- Rs. 1 Lakh – Rs. 50 Lakh
- Tenure
- 12 – 60 months
- Max financing
- —
- Age
- 21 – 65 years
Highlights
- No collateral for salaried
- Disbursement in 3 to 7 days
- Flexible use
Who is eligible
Salary account with the bank or salary certificate from a registered employer required.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
Siddhartha Bank Personal Loan FAQ
What is Siddhartha Bank's current Personal Loan interest rate?+
Siddhartha Bank's Personal Loan floating rate is base rate 6.71% plus a premium of 4.27% to 5.05%, giving 10.98% to 11.76% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Personal Loan from Siddhartha Bank?+
At 10.98% over 60 months, the EMI is roughly Rs. 21,732. Use the calculator above to change the amount or tenure.
Can I prepay a Siddhartha Bank Personal Loan?+
Yes. The published prepayment charge is 0.54% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.