Laxmi Sunrise Bank Home Loan interest rate 2083
Laxmi Sunrise Bank's home loan is priced at 5.44%–7.44% effective in Shrawan 2083: a 4.94% base rate plus a 0.5%–2.5% premium. That ranks 3rd cheapest of the 19 commercial banks we track for this product. On Rs. 50 Lakh over 180 months the EMI is about Rs. 40,695, plus a 0.75% processing fee.
- Effective rate
- 5.44% – 7.44%
- Base rate
- 4.94%
- Premium
- 0.5% – 2.5%
- Processing fee
- 0.75%
- Maximum tenure
- 300 months
- Maximum loan-to-value
- 70%
- Rank by rate
- 3 / 19
- Rates effective
- Shrawan 2083
Effective from: 1 Shrawan 2083Source: www.laxmisunrise.com/rates/interest-rates/
Laxmi Sunrise Bank Home Loan: effective rate 5.44%, EMI from Rs. 40,695 per month. Compare with 18 other banks.
Rate breakdown
Base rate
4.94%
Premium
0.5%–2.5%
Effective rate
5.44%–7.44%
Fixed
7.49%–10.99%
- Processing fee
- 0.75% (Min Rs. 5,000)
- Prepayment penalty
- 1.89%
- Fixed-rate terms
- Tenure up to 15 years
- Loan amount
- Rs. 10 Lakh – Rs. 5 Cr
- Tenure
- 60 – 300 months
- Max financing
- 70%
- Age
- 21 – 65 years
Highlights
- Purchase, construction or renovation
- Up to 25 years tenure
- Balance transfer available
Who is eligible
Salaried or self-employed with verifiable income. Property must be within municipal limits.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Lalpurja (land ownership)
- Blueprint and municipality approval
- Property valuation report
- Char killa and tax receipts
Laxmi Sunrise Bank Home Loan FAQ
What is Laxmi Sunrise Bank's current Home Loan interest rate?+
Laxmi Sunrise Bank's Home Loan floating rate is base rate 4.94% plus a premium of 0.5% to 2.5%, giving 5.44% to 7.44% effective from Shrawan 2083.
What is the EMI on a Rs. 50 Lakh Home Loan from Laxmi Sunrise Bank?+
At 5.44% over 180 months, the EMI is roughly Rs. 40,695. Use the calculator above to change the amount or tenure.
Can I prepay a Laxmi Sunrise Bank Home Loan?+
Yes. The published prepayment charge is 1.89% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.
