Sasto Karja

Nabil Bank Home Loan interest rate 2083

Nabil Bank Home Loan: effective rate 8.52%, EMI from Rs. 49,296 per month. Compare with 19 other banks.

#9 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083

Rate breakdown

Base rate

6.52%

Premium

2%–2.71%

Effective rate

8.52%–9.23%

Fixed

10.02%–11.23%

Processing fee
0.75% (Min Rs. 5,000)
Prepayment penalty
1.7%
Loan amount
Rs. 10 Lakh – Rs. 5 Cr
Tenure
60 – 300 months
Max financing
7%
Age
21 – 65 years

Highlights

  • Purchase, construction or renovation
  • Up to 25 years tenure
  • Balance transfer available

Who is eligible

Salaried or self-employed with verifiable income. Property must be within municipal limits.

Documents you will need

  • Citizenship certificate (copy)
  • 2 passport-size photos
  • Latest 6 months bank statement
  • PAN card
  • Lalpurja (land ownership)
  • Blueprint and municipality approval
  • Property valuation report
  • Char killa and tax receipts

Nabil Bank Home Loan FAQ

What is Nabil Bank's current Home Loan interest rate?+

Nabil Bank's Home Loan floating rate is base rate 6.52% plus a premium of 2% to 2.71%, giving 8.52% to 9.23% effective from Bhadra 2083.

What is the EMI on a Rs. 50 Lakh Home Loan from Nabil Bank?+

At 8.52% over 180 months, the EMI is roughly Rs. 49,296. Use the calculator above to change the amount or tenure.

Can I prepay a Nabil Bank Home Loan?+

Yes. The published prepayment charge is 1.7% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.