Laxmi Sunrise Bank Professional Loan interest rate 2083
Laxmi Sunrise Bank Professional Loan: effective rate 10.7%, EMI from Rs. 21,593 per month. Compare with 19 other banks.
#17 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083
Rate breakdown
Base rate
6.97%
Premium
3.73%–4.23%
Effective rate
10.7%–11.2%
Fixed
12.2%–13.2%
- Processing fee
- 0.75% (Min Rs. 2,000)
- Prepayment penalty
- 0.85%
- Loan amount
- Rs. 3 Lakh – Rs. 1 Cr
- Tenure
- 12 – 120 months
- Max financing
- —
- Age
- 21 – 65 years
Highlights
- Doctors, engineers, CAs, lawyers
- Clinic or office setup
- Equipment financing
Who is eligible
Professional council registration and 2 years practice.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Professional council registration
- Practice licence
Laxmi Sunrise Bank Professional Loan FAQ
What is Laxmi Sunrise Bank's current Professional Loan interest rate?+
Laxmi Sunrise Bank's Professional Loan floating rate is base rate 6.97% plus a premium of 3.73% to 4.23%, giving 10.7% to 11.2% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Professional Loan from Laxmi Sunrise Bank?+
At 10.7% over 60 months, the EMI is roughly Rs. 21,593. Use the calculator above to change the amount or tenure.
Can I prepay a Laxmi Sunrise Bank Professional Loan?+
Yes. The published prepayment charge is 0.85% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.