Nepal Investment Mega Bank Professional Loan interest rate 2083
Nepal Investment Mega Bank Professional Loan: effective rate 10.2%, EMI from Rs. 21,346 per month. Compare with 19 other banks.
#6 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083
Rate breakdown
Base rate
6.31%
Premium
3.89%–5.08%
Effective rate
10.2%–11.39%
Fixed
Not offered
- Processing fee
- 0.75% (Min Rs. 2,000)
- Prepayment penalty
- 1.43%
- Loan amount
- Rs. 3 Lakh – Rs. 1 Cr
- Tenure
- 12 – 120 months
- Max financing
- —
- Age
- 21 – 65 years
Highlights
- Doctors, engineers, CAs, lawyers
- Clinic or office setup
- Equipment financing
Who is eligible
Professional council registration and 2 years practice.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Professional council registration
- Practice licence
Nepal Investment Mega Bank Professional Loan FAQ
What is Nepal Investment Mega Bank's current Professional Loan interest rate?+
Nepal Investment Mega Bank's Professional Loan floating rate is base rate 6.31% plus a premium of 3.89% to 5.08%, giving 10.2% to 11.39% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Professional Loan from Nepal Investment Mega Bank?+
At 10.2% over 60 months, the EMI is roughly Rs. 21,346. Use the calculator above to change the amount or tenure.
Can I prepay a Nepal Investment Mega Bank Professional Loan?+
Yes. The published prepayment charge is 1.43% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.