Standard Chartered Bank Nepal Professional Loan interest rate 2083
Standard Chartered Bank Nepal Professional Loan: effective rate 9.67%, EMI from Rs. 21,085 per month. Compare with 19 other banks.
#3 / 20 banksAwaiting verificationEffective from 1 Bhadra 2083
Rate breakdown
Base rate
5.72%
Premium
3.95%–4.83%
Effective rate
9.67%–10.55%
Fixed
11.17%–12.55%
- Processing fee
- 0.75% (Min Rs. 2,000)
- Prepayment penalty
- 0.98%
- Loan amount
- Rs. 3 Lakh – Rs. 1 Cr
- Tenure
- 12 – 120 months
- Max financing
- —
- Age
- 21 – 65 years
Highlights
- Doctors, engineers, CAs, lawyers
- Clinic or office setup
- Equipment financing
Who is eligible
Professional council registration and 2 years practice.
Documents you will need
- Citizenship certificate (copy)
- 2 passport-size photos
- Latest 6 months bank statement
- PAN card
- Professional council registration
- Practice licence
Standard Chartered Bank Nepal Professional Loan FAQ
What is Standard Chartered Bank Nepal's current Professional Loan interest rate?+
Standard Chartered Bank Nepal's Professional Loan floating rate is base rate 5.72% plus a premium of 3.95% to 4.83%, giving 9.67% to 10.55% effective from Bhadra 2083.
What is the EMI on a Rs. 10 Lakh Professional Loan from Standard Chartered Bank Nepal?+
At 9.67% over 60 months, the EMI is roughly Rs. 21,085. Use the calculator above to change the amount or tenure.
Can I prepay a Standard Chartered Bank Nepal Professional Loan?+
Yes. The published prepayment charge is 0.98% of the outstanding balance. Confirm with the branch, as some banks waive it after a minimum period.