Compare loan rates across Nepal's banks

Effective rate = base rate + premium. Sorted cheapest first. Adjust amount and tenure to see your EMI for each bank.

Loan type

Amount · Rs. 15 Lakh

Tenure · 60 months (5.0 yrs)

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20 offers from 20 banks · Select up to 4 to compare side by side

Bank	Effective rate	Monthly EMI	Processing fee	Total cost	Max financing	Effective from
Standard Chartered Bank Nepal CheapestAwaiting verificationFixed option 9.79%–10.93%	8.29%up to 8.93%5.72% + 2.57%	Rs. 30,623	1%Rs. 15,000	Rs. 3.52 LakhTotal interest Rs. 3.37 Lakh	5%	Bhadra 2083	Apply
Nepal SBI Bank Awaiting verificationFixed option 10.23%–11.77%	8.73%up to 9.77%6.12% + 2.61%	Rs. 30,941	1%Rs. 15,000	Rs. 3.71 LakhTotal interest Rs. 3.56 Lakh	5%	Bhadra 2083	Apply
Rastriya Banijya Bank Awaiting verificationFixed option 10.25%–11.85%	8.75%up to 9.85%5.86% + 2.89%	Rs. 30,956	1%Rs. 15,000	Rs. 3.72 LakhTotal interest Rs. 3.57 Lakh	5%	Bhadra 2083	Apply
Nepal Bank Limited Awaiting verificationFixed option 10.3%–11.7%	8.8%up to 9.7%6.23% + 2.57%	Rs. 30,992	1%Rs. 15,000	Rs. 3.75 LakhTotal interest Rs. 3.6 Lakh	5%	Bhadra 2083	Apply
Everest Bank Awaiting verification	8.87%up to 10.11%5.94% + 2.93%	Rs. 31,043	1%Rs. 15,000	Rs. 3.78 LakhTotal interest Rs. 3.63 Lakh	5%	Bhadra 2083	Apply
NMB Bank Awaiting verification	9.01%up to 9.52%6.48% + 2.53%	Rs. 31,145	1%Rs. 15,000	Rs. 3.84 LakhTotal interest Rs. 3.69 Lakh	5%	Bhadra 2083	Apply
Nabil Bank Awaiting verificationFixed option 10.55%–12.2%	9.05%up to 10.2%6.52% + 2.53%	Rs. 31,174	1%Rs. 15,000	Rs. 3.85 LakhTotal interest Rs. 3.7 Lakh	5%	Bhadra 2083	Apply
Nepal Investment Mega Bank Awaiting verificationFixed option 10.66%–12.51%	9.16%up to 10.51%6.31% + 2.85%	Rs. 31,254	1%Rs. 15,000	Rs. 3.9 LakhTotal interest Rs. 3.75 Lakh	5%	Bhadra 2083	Apply
Agricultural Development Bank Awaiting verificationFixed option 10.88%–12.67%	9.38%up to 10.67%6.77% + 2.61%	Rs. 31,415	1%Rs. 15,000	Rs. 4 LakhTotal interest Rs. 3.85 Lakh	5%	Bhadra 2083	Apply
Sanima Bank Awaiting verification	9.4%up to 10.61%6.59% + 2.81%	Rs. 31,430	1%Rs. 15,000	Rs. 4.01 LakhTotal interest Rs. 3.86 Lakh	5%	Bhadra 2083	Apply
Siddhartha Bank Awaiting verification	9.44%up to 10.76%6.71% + 2.73%	Rs. 31,459	1%Rs. 15,000	Rs. 4.03 LakhTotal interest Rs. 3.88 Lakh	5%	Bhadra 2083	Apply
Global IME Bank Awaiting verification	9.49%up to 10.11%6.44% + 3.05%	Rs. 31,495	1%Rs. 15,000	Rs. 4.05 LakhTotal interest Rs. 3.9 Lakh	5%	Bhadra 2083	Apply
Himalayan Bank Awaiting verificationFixed option 11.04%–12.38%	9.54%up to 10.38%6.65% + 2.89%	Rs. 31,532	1%Rs. 15,000	Rs. 4.07 LakhTotal interest Rs. 3.92 Lakh	5%	Bhadra 2083	Apply
NIC Asia Bank Awaiting verification	9.7%up to 10.23%7.05% + 2.65%	Rs. 31,650	1%Rs. 15,000	Rs. 4.14 LakhTotal interest Rs. 3.99 Lakh	5%	Bhadra 2083	Apply
Citizens Bank International Awaiting verification	9.7%up to 10.51%6.93% + 2.77%	Rs. 31,650	1%Rs. 15,000	Rs. 4.14 LakhTotal interest Rs. 3.99 Lakh	5%	Bhadra 2083	Apply
Kumari Bank Awaiting verification	9.81%up to 10.74%7.12% + 2.69%	Rs. 31,731	1%Rs. 15,000	Rs. 4.19 LakhTotal interest Rs. 4.04 Lakh	5%	Bhadra 2083	Apply
Machhapuchchhre Bank Awaiting verification	9.85%up to 10.58%6.88% + 2.97%	Rs. 31,760	1%Rs. 15,000	Rs. 4.21 LakhTotal interest Rs. 4.06 Lakh	5%	Bhadra 2083	Apply
Prime Commercial Bank Awaiting verification	9.9%up to 10.91%6.81% + 3.09%	Rs. 31,797	1%Rs. 15,000	Rs. 4.23 LakhTotal interest Rs. 4.08 Lakh	5%	Bhadra 2083	Apply
Prabhu Bank Awaiting verificationFixed option 11.43%–12.63%	9.93%up to 10.63%7.08% + 2.85%	Rs. 31,819	1%Rs. 15,000	Rs. 4.24 LakhTotal interest Rs. 4.09 Lakh	5%	Bhadra 2083	Apply
Laxmi Sunrise Bank Awaiting verification	9.98%up to 11.1%6.97% + 3.01%	Rs. 31,856	1%Rs. 15,000	Rs. 4.26 LakhTotal interest Rs. 4.11 Lakh	5%	Bhadra 2083	Apply