Compare loan rates across Nepal's banks

Effective rate = base rate + premium. Sorted cheapest first. Adjust amount and tenure to see your EMI for each bank.

Loan type

Amount · Rs. 50 Lakh

Tenure · 180 months (15.0 yrs)

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20 offers from 20 banks · Select up to 4 to compare side by side

Bank	Effective rate	Monthly EMI	Processing fee	Total cost	Max financing	Effective from
Standard Chartered Bank Nepal CheapestAwaiting verification	7.72%up to 8.67%5.72% + 2%	Rs. 46,978	0.75%Rs. 37,500	Rs. 34.94 LakhTotal interest Rs. 34.56 Lakh	7%	Bhadra 2083	Apply
Rastriya Banijya Bank Awaiting verification	7.86%up to 8.9%5.86% + 2%	Rs. 47,379	0.75%Rs. 37,500	Rs. 35.66 LakhTotal interest Rs. 35.28 Lakh	7%	Bhadra 2083	Apply
Everest Bank Awaiting verificationFixed option 9.44%–11.24%	7.94%up to 9.24%5.94% + 2%	Rs. 47,610	0.75%Rs. 37,500	Rs. 36.07 LakhTotal interest Rs. 35.7 Lakh	7%	Bhadra 2083	Apply
Nepal SBI Bank Awaiting verificationFixed option 9.62%–11.31%	8.12%up to 9.31%6.12% + 2%	Rs. 48,130	0.75%Rs. 37,500	Rs. 37.01 LakhTotal interest Rs. 36.63 Lakh	7%	Bhadra 2083	Apply
Nepal Bank Limited Awaiting verificationFixed option 9.73%–11.16%	8.23%up to 9.16%6.23% + 2%	Rs. 48,449	0.75%Rs. 37,500	Rs. 37.58 LakhTotal interest Rs. 37.21 Lakh	7%	Bhadra 2083	Apply
Nepal Investment Mega Bank Awaiting verificationFixed option 9.81%–11.14%	8.31%up to 9.14%6.31% + 2%	Rs. 48,682	0.75%Rs. 37,500	Rs. 38 LakhTotal interest Rs. 37.63 Lakh	7%	Bhadra 2083	Apply
Global IME Bank Awaiting verification	8.44%up to 9.55%6.44% + 2%	Rs. 49,061	0.75%Rs. 37,500	Rs. 38.69 LakhTotal interest Rs. 38.31 Lakh	7%	Bhadra 2083	Apply
NMB Bank Awaiting verification	8.48%up to 9.17%6.48% + 2%	Rs. 49,178	0.75%Rs. 37,500	Rs. 38.9 LakhTotal interest Rs. 38.52 Lakh	7%	Bhadra 2083	Apply
Nabil Bank Awaiting verificationFixed option 10.02%–11.23%	8.52%up to 9.23%6.52% + 2%	Rs. 49,296	0.75%Rs. 37,500	Rs. 39.11 LakhTotal interest Rs. 38.73 Lakh	7%	Bhadra 2083	Apply
Sanima Bank Awaiting verification	8.59%up to 9.16%6.59% + 2%	Rs. 49,501	0.75%Rs. 37,500	Rs. 39.48 LakhTotal interest Rs. 39.1 Lakh	7%	Bhadra 2083	Apply
Himalayan Bank Awaiting verification	8.65%up to 9.72%6.65% + 2%	Rs. 49,678	0.75%Rs. 37,500	Rs. 39.79 LakhTotal interest Rs. 39.42 Lakh	7%	Bhadra 2083	Apply
Siddhartha Bank Awaiting verification	8.71%up to 9.71%6.71% + 2%	Rs. 49,854	0.75%Rs. 37,500	Rs. 40.11 LakhTotal interest Rs. 39.74 Lakh	7%	Bhadra 2083	Apply
Agricultural Development Bank Awaiting verification	8.77%up to 9.93%6.77% + 2%	Rs. 50,032	0.75%Rs. 37,500	Rs. 40.43 LakhTotal interest Rs. 40.06 Lakh	7%	Bhadra 2083	Apply
Prime Commercial Bank Awaiting verificationFixed option 10.31%–12.16%	8.81%up to 10.16%6.81% + 2%	Rs. 50,150	0.75%Rs. 37,500	Rs. 40.64 LakhTotal interest Rs. 40.27 Lakh	7%	Bhadra 2083	Apply
Machhapuchchhre Bank Awaiting verification	8.88%up to 9.52%6.88% + 2%	Rs. 50,357	0.75%Rs. 37,500	Rs. 41.02 LakhTotal interest Rs. 40.64 Lakh	7%	Bhadra 2083	Apply
Citizens Bank International Awaiting verificationFixed option 10.43%–12.16%	8.93%up to 10.16%6.93% + 2%	Rs. 50,505	0.75%Rs. 37,500	Rs. 41.28 LakhTotal interest Rs. 40.91 Lakh	7%	Bhadra 2083	Apply
Laxmi Sunrise Bank Awaiting verificationFixed option 10.47%–11.85%	8.97%up to 9.85%6.97% + 2%	Rs. 50,624	0.75%Rs. 37,500	Rs. 41.5 LakhTotal interest Rs. 41.12 Lakh	7%	Bhadra 2083	Apply
NIC Asia Bank Awaiting verification	9.05%up to 9.57%7.05% + 2%	Rs. 50,862	0.75%Rs. 37,500	Rs. 41.93 LakhTotal interest Rs. 41.55 Lakh	7%	Bhadra 2083	Apply
Prabhu Bank Awaiting verificationFixed option 10.58%–11.89%	9.08%up to 9.89%7.08% + 2%	Rs. 50,952	0.75%Rs. 37,500	Rs. 42.09 LakhTotal interest Rs. 41.71 Lakh	7%	Bhadra 2083	Apply
Kumari Bank Awaiting verificationFixed option 10.62%–11.88%	9.12%up to 9.88%7.12% + 2%	Rs. 51,071	0.75%Rs. 37,500	Rs. 42.3 LakhTotal interest Rs. 41.93 Lakh	7%	Bhadra 2083	Apply