Loan interest rates in Nepal: compare every bank
Effective rate = base rate + premium. Sorted cheapest first. Adjust amount and tenure to see your EMI for each bank.
Effective from: Bhadra 2083 · Rates shown are base rate plus the bank's published premium. Fixed-rate options are listed where the bank offers them.
19 offers from 19 banks · Select up to 4 to compare side by side
| Bank | Effective rate | Monthly EMI | Processing fee | Total cost | Max financing | Effective from | ||
|---|---|---|---|---|---|---|---|---|
 Nabil Bank CheapestVerifiedFixed option 7.99%–8.99% | 4.96%up to 6.96%4.46% + 0.5% | Rs. 39,436 | 0.75%Rs. 37,500 | Rs. 21.36 LakhTotal interest Rs. 20.98 Lakh | 70% | Bhadra 2083 | ||
 Everest Bank VerifiedFixed option 7.25% | 5.13%up to 7.13%4.13% + 1% | Rs. 39,879 | 0.75%Rs. 37,500 | Rs. 22.16 LakhTotal interest Rs. 21.78 Lakh | 70% | Bhadra 2083 | ||
 Laxmi Sunrise Bank VerifiedFixed option 7.49%–10.99% | 5.44%up to 7.44%4.94% + 0.5% | Rs. 40,695 | 0.75%Rs. 37,500 | Rs. 23.63 LakhTotal interest Rs. 23.25 Lakh | 70% | Shrawan 2083 | ||
 NMB Bank VerifiedFixed option 9.99% for up to 10 yrs | 5.45%up to 7.45%4.95% + 0.5% | Rs. 40,722 | 0.75%Rs. 37,500 | Rs. 23.67 LakhTotal interest Rs. 23.3 Lakh | 70% | Bhadra 2083 | ||
 Machhapuchchhre Bank VerifiedFixed option 7.75%–9.5% | 5.46%up to 7.96%4.96% + 0.5% | Rs. 40,748 | 0.75%Rs. 37,500 | Rs. 23.72 LakhTotal interest Rs. 23.35 Lakh | 70% | Bhadra 2083 | ||
 Himalayan Bank VerifiedFixed option 6.75% | 5.53%up to 9.03%5.03% + 0.5% | Rs. 40,934 | 0.75%Rs. 37,500 | Rs. 24.06 LakhTotal interest Rs. 23.68 Lakh | 70% | Shrawan 2083 | ||
 NIC Asia Bank VerifiedFixed option 6.99% | 5.57%up to 7.57%5.57% + 0% | Rs. 41,040 | 0.75%Rs. 37,500 | Rs. 24.25 LakhTotal interest Rs. 23.87 Lakh | 70% | Bhadra 2083 | ||
Nepal SBI Bank VerifiedFixed option 8.99%–10.49% | 5.6%up to 7.6%5.1% + 0.5% | Rs. 41,120 | 0.75%Rs. 37,500 | Rs. 24.39 LakhTotal interest Rs. 24.02 Lakh | 70% | Bhadra 2083 | ||
 Global IME Bank VerifiedFixed option 8.99%–10.99% | 5.65%up to 7.65%4.65% + 1% | Rs. 41,253 | 0.75%Rs. 37,500 | Rs. 24.63 LakhTotal interest Rs. 24.26 Lakh | 70% | Bhadra 2083 | ||
 Prabhu Bank Verified | 5.73%up to 8.98%4.98% + 0.75% | Rs. 41,467 | 0.75%Rs. 37,500 | Rs. 25.02 LakhTotal interest Rs. 24.64 Lakh | 70% | Bhadra 2083 | ||
 Rastriya Banijya Bank VerifiedFixed option 7.25%–8% | 5.83%up to 6.33%3.83% + 2% | Rs. 41,735 | 0.75%Rs. 37,500 | Rs. 25.5 LakhTotal interest Rs. 25.12 Lakh | 70% | Shrawan 2083 | ||
 Kumari Bank VerifiedFixed option 6.29% for up to 7 yrs | 5.84%up to 7.84%4.84% + 1% | Rs. 41,762 | 0.75%Rs. 37,500 | Rs. 25.55 LakhTotal interest Rs. 25.17 Lakh | 70% | Bhadra 2083 | ||
 Standard Chartered Bank Nepal VerifiedFixed option 8.5%–8.75% | 6.12%up to 7.62%4.12% + 2% | Rs. 42,518 | 0.75%Rs. 37,500 | Rs. 26.91 LakhTotal interest Rs. 26.53 Lakh | 70% | Bhadra 2083 | ||
 Sanima Bank Verified | 6.14%up to 8.14%4.64% + 1.5% | Rs. 42,572 | 0.75%Rs. 37,500 | Rs. 27 LakhTotal interest Rs. 26.63 Lakh | 70% | Bhadra 2083 | ||
 Nepal Investment Mega Bank VerifiedFixed option 7% for up to 7 yrs | 6.44%up to 8.44%4.44% + 2% | Rs. 43,391 | 0.75%Rs. 37,500 | Rs. 28.48 LakhTotal interest Rs. 28.1 Lakh | 70% | Bhadra 2083 | ||
 Nepal Bank Limited VerifiedFixed option 7.99%–8.99% | 6.79%4.37% + 2.42% | Rs. 44,356 | 0.75%Rs. 37,500 | Rs. 30.22 LakhTotal interest Rs. 29.84 Lakh | 70% | Bhadra 2083 | ||
 Agricultural Development Bank VerifiedFixed option 10.15%–12.15% | 7.55%4.55% + 3% | Rs. 46,493 | 0.75%Rs. 37,500 | Rs. 34.06 LakhTotal interest Rs. 33.69 Lakh | 70% | Bhadra 2083 | ||
 Siddhartha Bank VerifiedFixed option 7.99%–9% | 7.84%4.84% + 3% | Rs. 47,322 | 0.75%Rs. 37,500 | Rs. 35.55 LakhTotal interest Rs. 35.18 Lakh | 70% | Bhadra 2083 | ||
 Prime Commercial Bank VerifiedFixed option 9%–11% | 9.86%4.86% + 5% | Rs. 53,303 | 0.75%Rs. 37,500 | Rs. 46.32 LakhTotal interest Rs. 45.95 Lakh | 70% | Bhadra 2083 |