Compare loan rates across Nepal's banks

Effective rate = base rate + premium. Sorted cheapest first. Adjust amount and tenure to see your EMI for each bank.

Loan type

Amount · Rs. 1 Lakh

Tenure · 12 months (1.0 yrs)

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20 offers from 20 banks · Select up to 4 to compare side by side

Bank	Effective rate	Monthly EMI	Processing fee	Total cost	Max financing	Effective from
Standard Chartered Bank Nepal CheapestAwaiting verification	11.26%up to 11.85%5.72% + 5.54%	Rs. 8,850	1.5%Rs. 1,500	Rs. 7.7 KTotal interest Rs. 6.2 K	8%	Bhadra 2083	Apply
Rastriya Banijya Bank Awaiting verification	11.31%up to 12.55%5.86% + 5.45%	Rs. 8,853	1.5%Rs. 1,500	Rs. 7.7 KTotal interest Rs. 6.2 K	8%	Bhadra 2083	Apply
Everest Bank Awaiting verificationFixed option 12.82%–14.56%	11.32%up to 12.56%5.94% + 5.38%	Rs. 8,853	1.5%Rs. 1,500	Rs. 7.7 KTotal interest Rs. 6.2 K	8%	Bhadra 2083	Apply
Global IME Bank Awaiting verificationFixed option 12.98%–14.81%	11.48%up to 12.81%6.44% + 5.04%	Rs. 8,861	1.5%Rs. 1,500	Rs. 7.8 KTotal interest Rs. 6.3 K	8%	Bhadra 2083	Apply
Nepal SBI Bank Awaiting verification	11.55%up to 12.97%6.12% + 5.43%	Rs. 8,864	1.5%Rs. 1,500	Rs. 7.9 KTotal interest Rs. 6.4 K	8%	Bhadra 2083	Apply
Nepal Bank Limited Awaiting verificationFixed option 13.24%–15.16%	11.74%up to 13.16%6.23% + 5.51%	Rs. 8,873	1.5%Rs. 1,500	Rs. 8 KTotal interest Rs. 6.5 K	8%	Bhadra 2083	Apply
Siddhartha Bank Awaiting verification	11.81%up to 13.33%6.71% + 5.1%	Rs. 8,876	1.5%Rs. 1,500	Rs. 8 KTotal interest Rs. 6.5 K	8%	Bhadra 2083	Apply
Nepal Investment Mega Bank Awaiting verification	11.91%up to 12.69%6.31% + 5.6%	Rs. 8,881	1.5%Rs. 1,500	Rs. 8.1 KTotal interest Rs. 6.6 K	8%	Bhadra 2083	Apply
NMB Bank Awaiting verificationFixed option 13.6%–14.69%	12.1%up to 12.69%6.48% + 5.62%	Rs. 8,890	1.5%Rs. 1,500	Rs. 8.2 KTotal interest Rs. 6.7 K	8%	Bhadra 2083	Apply
Laxmi Sunrise Bank Awaiting verificationFixed option 13.62%–14.62%	12.12%up to 12.62%6.97% + 5.15%	Rs. 8,890	1.5%Rs. 1,500	Rs. 8.2 KTotal interest Rs. 6.7 K	8%	Bhadra 2083	Apply
Himalayan Bank Awaiting verification	12.14%up to 13.75%6.65% + 5.49%	Rs. 8,891	1.5%Rs. 1,500	Rs. 8.2 KTotal interest Rs. 6.7 K	8%	Bhadra 2083	Apply
Machhapuchchhre Bank Awaiting verificationFixed option 13.64%–15.01%	12.14%up to 13.01%6.88% + 5.26%	Rs. 8,891	1.5%Rs. 1,500	Rs. 8.2 KTotal interest Rs. 6.7 K	8%	Bhadra 2083	Apply
Nabil Bank Awaiting verificationFixed option 13.67%–15.13%	12.17%up to 13.13%6.52% + 5.65%	Rs. 8,893	1.5%Rs. 1,500	Rs. 8.2 KTotal interest Rs. 6.7 K	8%	Bhadra 2083	Apply
Agricultural Development Bank Awaiting verificationFixed option 13.67%–15.22%	12.17%up to 13.22%6.77% + 5.4%	Rs. 8,893	1.5%Rs. 1,500	Rs. 8.2 KTotal interest Rs. 6.7 K	8%	Bhadra 2083	Apply
Sanima Bank Awaiting verification	12.26%up to 13.04%6.59% + 5.67%	Rs. 8,897	1.5%Rs. 1,500	Rs. 8.3 KTotal interest Rs. 6.8 K	8%	Bhadra 2083	Apply
Kumari Bank Awaiting verification	12.33%up to 13.02%7.12% + 5.21%	Rs. 8,900	1.5%Rs. 1,500	Rs. 8.3 KTotal interest Rs. 6.8 K	8%	Bhadra 2083	Apply
NIC Asia Bank Awaiting verification	12.37%up to 13.42%7.05% + 5.32%	Rs. 8,902	1.5%Rs. 1,500	Rs. 8.3 KTotal interest Rs. 6.8 K	8%	Bhadra 2083	Apply
Prime Commercial Bank Awaiting verificationFixed option 14.04%–15.5%	12.54%up to 13.5%6.81% + 5.73%	Rs. 8,910	1.5%Rs. 1,500	Rs. 8.4 KTotal interest Rs. 6.9 K	8%	Bhadra 2083	Apply
Prabhu Bank Awaiting verification	12.64%up to 14.25%7.08% + 5.56%	Rs. 8,915	1.5%Rs. 1,500	Rs. 8.5 KTotal interest Rs. 7 K	8%	Bhadra 2083	Apply
Citizens Bank International Awaiting verification	12.72%up to 13.87%6.93% + 5.79%	Rs. 8,919	1.5%Rs. 1,500	Rs. 8.5 KTotal interest Rs. 7 K	8%	Bhadra 2083	Apply