Loan interest rates in Nepal: compare every bank

Effective rate = base rate + premium. Sorted cheapest first. Adjust amount and tenure to see your EMI for each bank.

Effective from: Bhadra 2083 · Rates shown are base rate plus the bank's published premium. Fixed-rate options are listed where the bank offers them.

Loan typeHome LoanAuto LoanPersonal LoanEducation LoanGold LoanBusiness LoanConsumer & EMI LoanProfessional Loan

Amount · Rs. 1 Lakh

Tenure · 12 months (1.0 yrs)

Sort byLowest rateLowest EMILowest feeLowest total costBank name

2 offers from 2 banks · Select up to 4 to compare side by side

	Bank	Effective rate	Monthly EMI	Processing fee	Total cost	Max financing	Effective from
	Everest Bank CheapestVerifiedFixed option 8%	5.13%up to 7.13%4.13% + 1%	Rs. 8,567	1.5%Rs. 1,500	Rs. 4.3 KTotal interest Rs. 2.8 K	80%	Bhadra 2083	ApplyDetails
	Prime Commercial Bank Verified	9.86%4.86% + 5%	Rs. 8,785	1.5%Rs. 1,500	Rs. 6.9 KTotal interest Rs. 5.4 K	80%	Bhadra 2083	ApplyDetails