Compare loan rates across Nepal's banks

Effective rate = base rate + premium. Sorted cheapest first. Adjust amount and tenure to see your EMI for each bank.

Loan type

Amount · Rs. 20 Lakh

Tenure · 60 months (5.0 yrs)

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20 offers from 20 banks · Select up to 4 to compare side by side

Bank	Effective rate	Monthly EMI	Processing fee	Total cost	Max financing	Effective from
Everest Bank CheapestAwaiting verification	9.45%up to 10.3%5.94% + 3.51%	Rs. 41,955	0.75%Rs. 15,000	Rs. 5.32 LakhTotal interest Rs. 5.17 Lakh	—	Bhadra 2083	Apply
Rastriya Banijya Bank Awaiting verificationFixed option 10.99%–12.79%	9.49%up to 10.79%5.86% + 3.63%	Rs. 41,994	0.75%Rs. 15,000	Rs. 5.35 LakhTotal interest Rs. 5.2 Lakh	—	Bhadra 2083	Apply
Standard Chartered Bank Nepal Awaiting verificationFixed option 11.17%–12.55%	9.67%up to 10.55%5.72% + 3.95%	Rs. 42,170	0.75%Rs. 15,000	Rs. 5.45 LakhTotal interest Rs. 5.3 Lakh	—	Bhadra 2083	Apply
Nepal Bank Limited Awaiting verification	9.81%up to 10.52%6.23% + 3.58%	Rs. 42,307	0.75%Rs. 15,000	Rs. 5.53 LakhTotal interest Rs. 5.38 Lakh	—	Bhadra 2083	Apply
Nepal SBI Bank Awaiting verificationFixed option 11.68%–13.34%	10.18%up to 11.34%6.12% + 4.06%	Rs. 42,671	0.75%Rs. 15,000	Rs. 5.75 LakhTotal interest Rs. 5.6 Lakh	—	Bhadra 2083	Apply
Nepal Investment Mega Bank Awaiting verification	10.2%up to 11.39%6.31% + 3.89%	Rs. 42,691	0.75%Rs. 15,000	Rs. 5.76 LakhTotal interest Rs. 5.61 Lakh	—	Bhadra 2083	Apply
Global IME Bank Awaiting verificationFixed option 11.79%–13.07%	10.29%up to 11.07%6.44% + 3.85%	Rs. 42,780	0.75%Rs. 15,000	Rs. 5.82 LakhTotal interest Rs. 5.67 Lakh	—	Bhadra 2083	Apply
Nabil Bank Awaiting verification	10.36%up to 10.96%6.52% + 3.84%	Rs. 42,849	0.75%Rs. 15,000	Rs. 5.86 LakhTotal interest Rs. 5.71 Lakh	—	Bhadra 2083	Apply
Agricultural Development Bank Awaiting verificationFixed option 11.96%–13.45%	10.46%up to 11.45%6.77% + 3.69%	Rs. 42,948	0.75%Rs. 15,000	Rs. 5.92 LakhTotal interest Rs. 5.77 Lakh	—	Bhadra 2083	Apply
Machhapuchchhre Bank Awaiting verificationFixed option 12%–13.62%	10.5%up to 11.62%6.88% + 3.62%	Rs. 42,988	0.75%Rs. 15,000	Rs. 5.94 LakhTotal interest Rs. 5.79 Lakh	—	Bhadra 2083	Apply
Siddhartha Bank Awaiting verification	10.5%up to 11.59%6.71% + 3.79%	Rs. 42,988	0.75%Rs. 15,000	Rs. 5.94 LakhTotal interest Rs. 5.79 Lakh	—	Bhadra 2083	Apply
NMB Bank Awaiting verification	10.55%up to 11.88%6.48% + 4.07%	Rs. 43,037	0.75%Rs. 15,000	Rs. 5.97 LakhTotal interest Rs. 5.82 Lakh	—	Bhadra 2083	Apply
Sanima Bank Awaiting verificationFixed option 12.1%–13.34%	10.6%up to 11.34%6.59% + 4.01%	Rs. 43,087	0.75%Rs. 15,000	Rs. 6 LakhTotal interest Rs. 5.85 Lakh	—	Bhadra 2083	Apply
Prabhu Bank Awaiting verificationFixed option 12.1%–13.62%	10.6%up to 11.62%7.08% + 3.52%	Rs. 43,087	0.75%Rs. 15,000	Rs. 6 LakhTotal interest Rs. 5.85 Lakh	—	Bhadra 2083	Apply
NIC Asia Bank Awaiting verificationFixed option 12.12%–13.16%	10.62%up to 11.16%7.05% + 3.57%	Rs. 43,107	0.75%Rs. 15,000	Rs. 6.01 LakhTotal interest Rs. 5.86 Lakh	—	Bhadra 2083	Apply
Himalayan Bank Awaiting verification	10.65%up to 11.22%6.65% + 4%	Rs. 43,137	0.75%Rs. 15,000	Rs. 6.03 LakhTotal interest Rs. 5.88 Lakh	—	Bhadra 2083	Apply
Laxmi Sunrise Bank Awaiting verificationFixed option 12.2%–13.2%	10.7%up to 11.2%6.97% + 3.73%	Rs. 43,186	0.75%Rs. 15,000	Rs. 6.06 LakhTotal interest Rs. 5.91 Lakh	—	Bhadra 2083	Apply
Prime Commercial Bank Awaiting verification	10.77%up to 11.83%6.81% + 3.96%	Rs. 43,256	0.75%Rs. 15,000	Rs. 6.1 LakhTotal interest Rs. 5.95 Lakh	—	Bhadra 2083	Apply
Kumari Bank Awaiting verification	10.8%up to 11.61%7.12% + 3.68%	Rs. 43,286	0.75%Rs. 15,000	Rs. 6.12 LakhTotal interest Rs. 5.97 Lakh	—	Bhadra 2083	Apply
Citizens Bank International Awaiting verification	10.83%up to 12.2%6.93% + 3.9%	Rs. 43,315	0.75%Rs. 15,000	Rs. 6.14 LakhTotal interest Rs. 5.99 Lakh	—	Bhadra 2083	Apply