Compare loan rates across Nepal's banks

Effective rate = base rate + premium. Sorted cheapest first. Adjust amount and tenure to see your EMI for each bank.

Loan type

Amount · Rs. 5 Lakh

Tenure · 36 months (3.0 yrs)

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20 offers from 20 banks · Select up to 4 to compare side by side

Bank	Effective rate	Monthly EMI	Processing fee	Total cost	Max financing	Effective from
Nepal Bank Limited CheapestAwaiting verification	10.31%up to 11.75%6.23% + 4.08%	Rs. 16,206	1%Rs. 5,000	Rs. 88.4 KTotal interest Rs. 83.4 K	—	Bhadra 2083	Apply
Nepal SBI Bank Awaiting verification	10.33%up to 11.58%6.12% + 4.21%	Rs. 16,211	1%Rs. 5,000	Rs. 88.6 KTotal interest Rs. 83.6 K	—	Bhadra 2083	Apply
Standard Chartered Bank Nepal Awaiting verification	10.45%up to 11.86%5.72% + 4.73%	Rs. 16,239	1%Rs. 5,000	Rs. 89.6 KTotal interest Rs. 84.6 K	—	Bhadra 2083	Apply
Global IME Bank Awaiting verificationFixed option 11.96%–13.17%	10.46%up to 11.17%6.44% + 4.02%	Rs. 16,242	1%Rs. 5,000	Rs. 89.7 KTotal interest Rs. 84.7 K	—	Bhadra 2083	Apply
Rastriya Banijya Bank Awaiting verification	10.48%up to 11.84%5.86% + 4.62%	Rs. 16,247	1%Rs. 5,000	Rs. 89.9 KTotal interest Rs. 84.9 K	—	Bhadra 2083	Apply
Nepal Investment Mega Bank Awaiting verificationFixed option 11.99%–13.98%	10.49%up to 11.98%6.31% + 4.18%	Rs. 16,249	1%Rs. 5,000	Rs. 90 KTotal interest Rs. 85 K	—	Bhadra 2083	Apply
Sanima Bank Awaiting verificationFixed option 12.14%–14.31%	10.64%up to 12.31%6.59% + 4.05%	Rs. 16,284	1%Rs. 5,000	Rs. 91.2 KTotal interest Rs. 86.2 K	—	Bhadra 2083	Apply
Everest Bank Awaiting verification	10.7%up to 11.88%5.94% + 4.76%	Rs. 16,298	1%Rs. 5,000	Rs. 91.7 KTotal interest Rs. 86.7 K	—	Bhadra 2083	Apply
Nabil Bank Awaiting verification	10.96%up to 12.53%6.52% + 4.44%	Rs. 16,360	1%Rs. 5,000	Rs. 94 KTotal interest Rs. 89 K	—	Bhadra 2083	Apply
Siddhartha Bank Awaiting verification	10.98%up to 11.76%6.71% + 4.27%	Rs. 16,365	1%Rs. 5,000	Rs. 94.1 KTotal interest Rs. 89.1 K	—	Bhadra 2083	Apply
NMB Bank Awaiting verification	11.07%up to 12.66%6.48% + 4.59%	Rs. 16,386	1%Rs. 5,000	Rs. 94.9 KTotal interest Rs. 89.9 K	—	Bhadra 2083	Apply
Prime Commercial Bank Awaiting verification	11.11%up to 11.66%6.81% + 4.3%	Rs. 16,395	1%Rs. 5,000	Rs. 95.2 KTotal interest Rs. 90.2 K	—	Bhadra 2083	Apply
Himalayan Bank Awaiting verificationFixed option 12.62%–14.45%	11.12%up to 12.45%6.65% + 4.47%	Rs. 16,398	1%Rs. 5,000	Rs. 95.3 KTotal interest Rs. 90.3 K	—	Bhadra 2083	Apply
Machhapuchchhre Bank Awaiting verification	11.12%up to 12.14%6.88% + 4.24%	Rs. 16,398	1%Rs. 5,000	Rs. 95.3 KTotal interest Rs. 90.3 K	—	Bhadra 2083	Apply
Agricultural Development Bank Awaiting verificationFixed option 12.63%–14.41%	11.13%up to 12.41%6.77% + 4.36%	Rs. 16,400	1%Rs. 5,000	Rs. 95.4 KTotal interest Rs. 90.4 K	—	Bhadra 2083	Apply
Prabhu Bank Awaiting verificationFixed option 12.91%–14.92%	11.41%up to 12.92%7.08% + 4.33%	Rs. 16,467	1%Rs. 5,000	Rs. 97.8 KTotal interest Rs. 92.8 K	—	Bhadra 2083	Apply
Citizens Bank International Awaiting verification	11.49%up to 12.12%6.93% + 4.56%	Rs. 16,486	1%Rs. 5,000	Rs. 98.5 KTotal interest Rs. 93.5 K	—	Bhadra 2083	Apply
Laxmi Sunrise Bank Awaiting verificationFixed option 13%–14.36%	11.5%up to 12.36%6.97% + 4.53%	Rs. 16,488	1%Rs. 5,000	Rs. 98.6 KTotal interest Rs. 93.6 K	—	Bhadra 2083	Apply
NIC Asia Bank Awaiting verificationFixed option 13.05%–14.65%	11.55%up to 12.65%7.05% + 4.5%	Rs. 16,500	1%Rs. 5,000	Rs. 99 KTotal interest Rs. 94 K	—	Bhadra 2083	Apply
Kumari Bank Awaiting verificationFixed option 13.41%–14.85%	11.91%up to 12.85%7.12% + 4.79%	Rs. 16,586	1%Rs. 5,000	Rs. 1.02 LakhTotal interest Rs. 97.1 K	—	Bhadra 2083	Apply