Compare loan rates across Nepal's banks

Effective rate = base rate + premium. Sorted cheapest first. Adjust amount and tenure to see your EMI for each bank.

Loan type

Amount · Rs. 30 Lakh

Tenure · 60 months (5.0 yrs)

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20 offers from 20 banks · Select up to 4 to compare side by side

Bank	Effective rate	Monthly EMI	Processing fee	Total cost	Max financing	Effective from
Standard Chartered Bank Nepal CheapestAwaiting verification	8.44%up to 10.06%5.72% + 2.72%	Rs. 61,463	1%Rs. 30,000	Rs. 7.18 LakhTotal interest Rs. 6.88 Lakh	6%	Bhadra 2083	Apply
Rastriya Banijya Bank Awaiting verification	8.63%up to 9.86%5.86% + 2.77%	Rs. 61,738	1%Rs. 30,000	Rs. 7.34 LakhTotal interest Rs. 7.04 Lakh	6%	Bhadra 2083	Apply
Everest Bank Awaiting verification	8.82%up to 9.54%5.94% + 2.88%	Rs. 62,013	1%Rs. 30,000	Rs. 7.51 LakhTotal interest Rs. 7.21 Lakh	6%	Bhadra 2083	Apply
Nepal SBI Bank Awaiting verification	8.94%up to 10.36%6.12% + 2.82%	Rs. 62,188	1%Rs. 30,000	Rs. 7.61 LakhTotal interest Rs. 7.31 Lakh	6%	Bhadra 2083	Apply
Nepal Bank Limited Awaiting verification	8.95%up to 9.68%6.23% + 2.72%	Rs. 62,202	1%Rs. 30,000	Rs. 7.62 LakhTotal interest Rs. 7.32 Lakh	6%	Bhadra 2083	Apply
Nepal Investment Mega Bank Awaiting verification	8.97%up to 10.09%6.31% + 2.66%	Rs. 62,231	1%Rs. 30,000	Rs. 7.64 LakhTotal interest Rs. 7.34 Lakh	6%	Bhadra 2083	Apply
NMB Bank Awaiting verificationFixed option 10.59%–12.02%	9.09%up to 10.02%6.48% + 2.61%	Rs. 62,406	1%Rs. 30,000	Rs. 7.74 LakhTotal interest Rs. 7.44 Lakh	6%	Bhadra 2083	Apply
Nabil Bank Awaiting verificationFixed option 10.63%–11.75%	9.13%up to 9.75%6.52% + 2.61%	Rs. 62,465	1%Rs. 30,000	Rs. 7.78 LakhTotal interest Rs. 7.48 Lakh	6%	Bhadra 2083	Apply
Sanima Bank Awaiting verification	9.15%up to 10.78%6.59% + 2.56%	Rs. 62,494	1%Rs. 30,000	Rs. 7.8 LakhTotal interest Rs. 7.5 Lakh	6%	Bhadra 2083	Apply
Prime Commercial Bank Awaiting verificationFixed option 10.81%–12.44%	9.31%up to 10.44%6.81% + 2.5%	Rs. 62,727	1%Rs. 30,000	Rs. 7.94 LakhTotal interest Rs. 7.64 Lakh	6%	Bhadra 2083	Apply
Himalayan Bank Awaiting verificationFixed option 10.92%–12.34%	9.42%up to 10.34%6.65% + 2.77%	Rs. 62,888	1%Rs. 30,000	Rs. 8.03 LakhTotal interest Rs. 7.73 Lakh	6%	Bhadra 2083	Apply
Agricultural Development Bank Awaiting verificationFixed option 11.1%–12.14%	9.6%up to 10.14%6.77% + 2.83%	Rs. 63,152	1%Rs. 30,000	Rs. 8.19 LakhTotal interest Rs. 7.89 Lakh	6%	Bhadra 2083	Apply
Global IME Bank Awaiting verification	9.64%up to 10.97%6.44% + 3.2%	Rs. 63,211	1%Rs. 30,000	Rs. 8.23 LakhTotal interest Rs. 7.93 Lakh	6%	Bhadra 2083	Apply
Prabhu Bank Awaiting verificationFixed option 11.24%–13.17%	9.74%up to 11.17%7.08% + 2.66%	Rs. 63,358	1%Rs. 30,000	Rs. 8.31 LakhTotal interest Rs. 8.01 Lakh	6%	Bhadra 2083	Apply
Siddhartha Bank Awaiting verification	9.85%up to 10.68%6.71% + 3.14%	Rs. 63,520	1%Rs. 30,000	Rs. 8.41 LakhTotal interest Rs. 8.11 Lakh	6%	Bhadra 2083	Apply
Machhapuchchhre Bank Awaiting verification	9.86%up to 10.38%6.88% + 2.98%	Rs. 63,535	1%Rs. 30,000	Rs. 8.42 LakhTotal interest Rs. 8.12 Lakh	6%	Bhadra 2083	Apply
NIC Asia Bank Awaiting verificationFixed option 11.48%–13.2%	9.98%up to 11.2%7.05% + 2.93%	Rs. 63,712	1%Rs. 30,000	Rs. 8.53 LakhTotal interest Rs. 8.23 Lakh	6%	Bhadra 2083	Apply
Laxmi Sunrise Bank Awaiting verificationFixed option 11.56%–13.59%	10.06%up to 11.59%6.97% + 3.09%	Rs. 63,830	1%Rs. 30,000	Rs. 8.6 LakhTotal interest Rs. 8.3 Lakh	6%	Bhadra 2083	Apply
Kumari Bank Awaiting verification	10.16%up to 11.18%7.12% + 3.04%	Rs. 63,978	1%Rs. 30,000	Rs. 8.69 LakhTotal interest Rs. 8.39 Lakh	6%	Bhadra 2083	Apply
Citizens Bank International Awaiting verificationFixed option 11.68%–12.81%	10.18%up to 10.81%6.93% + 3.25%	Rs. 64,007	1%Rs. 30,000	Rs. 8.7 LakhTotal interest Rs. 8.4 Lakh	6%	Bhadra 2083	Apply