Compare loan rates across Nepal's banks

Effective rate = base rate + premium. Sorted cheapest first. Adjust amount and tenure to see your EMI for each bank.

Loan type

Amount · Rs. 3 Lakh

Tenure · 12 months (1.0 yrs)

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20 offers from 20 banks · Select up to 4 to compare side by side

Bank	Effective rate	Monthly EMI	Processing fee	Total cost	Max financing	Effective from
Nepal SBI Bank CheapestAwaiting verification	9.2%up to 9.89%6.12% + 3.08%	Rs. 26,263	0.5%Rs. 1,500	Rs. 16.7 KTotal interest Rs. 15.2 K	7%	Bhadra 2083	Apply
Rastriya Banijya Bank Awaiting verification	9.25%up to 10.07%5.86% + 3.39%	Rs. 26,270	0.5%Rs. 1,500	Rs. 16.7 KTotal interest Rs. 15.2 K	7%	Bhadra 2083	Apply
Standard Chartered Bank Nepal Awaiting verification	9.32%up to 10%5.72% + 3.6%	Rs. 26,280	0.5%Rs. 1,500	Rs. 16.9 KTotal interest Rs. 15.4 K	7%	Bhadra 2083	Apply
Nepal Investment Mega Bank Awaiting verificationFixed option 10.87%–12.04%	9.37%up to 10.04%6.31% + 3.06%	Rs. 26,287	0.5%Rs. 1,500	Rs. 16.9 KTotal interest Rs. 15.4 K	7%	Bhadra 2083	Apply
Everest Bank Awaiting verification	9.55%up to 10.25%5.94% + 3.61%	Rs. 26,312	0.5%Rs. 1,500	Rs. 17.2 KTotal interest Rs. 15.7 K	7%	Bhadra 2083	Apply
Siddhartha Bank Awaiting verification	9.81%up to 10.56%6.71% + 3.1%	Rs. 26,348	0.5%Rs. 1,500	Rs. 17.7 KTotal interest Rs. 16.2 K	7%	Bhadra 2083	Apply
Nabil Bank Awaiting verification	9.85%up to 10.51%6.52% + 3.33%	Rs. 26,354	0.5%Rs. 1,500	Rs. 17.7 KTotal interest Rs. 16.2 K	7%	Bhadra 2083	Apply
NMB Bank Awaiting verification	9.86%up to 10.66%6.48% + 3.38%	Rs. 26,355	0.5%Rs. 1,500	Rs. 17.8 KTotal interest Rs. 16.3 K	7%	Bhadra 2083	Apply
Nepal Bank Limited Awaiting verification	9.89%up to 10.7%6.23% + 3.66%	Rs. 26,359	0.5%Rs. 1,500	Rs. 17.8 KTotal interest Rs. 16.3 K	7%	Bhadra 2083	Apply
Agricultural Development Bank Awaiting verificationFixed option 11.4%–12.73%	9.9%up to 10.73%6.77% + 3.13%	Rs. 26,361	0.5%Rs. 1,500	Rs. 17.8 KTotal interest Rs. 16.3 K	7%	Bhadra 2083	Apply
Prime Commercial Bank Awaiting verification	9.92%up to 10.7%6.81% + 3.11%	Rs. 26,364	0.5%Rs. 1,500	Rs. 17.9 KTotal interest Rs. 16.4 K	7%	Bhadra 2083	Apply
Machhapuchchhre Bank Awaiting verification	9.97%up to 10.69%6.88% + 3.09%	Rs. 26,371	0.5%Rs. 1,500	Rs. 17.9 KTotal interest Rs. 16.4 K	7%	Bhadra 2083	Apply
Himalayan Bank Awaiting verificationFixed option 11.49%–12.67%	9.99%up to 10.67%6.65% + 3.34%	Rs. 26,373	0.5%Rs. 1,500	Rs. 18 KTotal interest Rs. 16.5 K	7%	Bhadra 2083	Apply
Global IME Bank Awaiting verificationFixed option 11.57%–12.83%	10.07%up to 10.83%6.44% + 3.63%	Rs. 26,385	0.5%Rs. 1,500	Rs. 18.1 KTotal interest Rs. 16.6 K	7%	Bhadra 2083	Apply
Prabhu Bank Awaiting verificationFixed option 11.7%–13%	10.2%up to 11%7.08% + 3.12%	Rs. 26,403	0.5%Rs. 1,500	Rs. 18.3 KTotal interest Rs. 16.8 K	7%	Bhadra 2083	Apply
Sanima Bank Awaiting verificationFixed option 11.73%–13.02%	10.23%up to 11.02%6.59% + 3.64%	Rs. 26,407	0.5%Rs. 1,500	Rs. 18.4 KTotal interest Rs. 16.9 K	7%	Bhadra 2083	Apply
Citizens Bank International Awaiting verification	10.3%up to 11.07%6.93% + 3.37%	Rs. 26,417	0.5%Rs. 1,500	Rs. 18.5 KTotal interest Rs. 17 K	7%	Bhadra 2083	Apply
Laxmi Sunrise Bank Awaiting verificationFixed option 11.83%–13.07%	10.33%up to 11.07%6.97% + 3.36%	Rs. 26,421	0.5%Rs. 1,500	Rs. 18.5 KTotal interest Rs. 17 K	7%	Bhadra 2083	Apply
NIC Asia Bank Awaiting verificationFixed option 11.9%–13.11%	10.4%up to 11.11%7.05% + 3.35%	Rs. 26,431	0.5%Rs. 1,500	Rs. 18.7 KTotal interest Rs. 17.2 K	7%	Bhadra 2083	Apply
Kumari Bank Awaiting verificationFixed option 12.24%–13.47%	10.74%up to 11.47%7.12% + 3.62%	Rs. 26,478	0.5%Rs. 1,500	Rs. 19.2 KTotal interest Rs. 17.7 K	7%	Bhadra 2083	Apply