Compare loan rates across Nepal's banks

Effective rate = base rate + premium. Sorted cheapest first. Adjust amount and tenure to see your EMI for each bank.

Loan type

Amount · Rs. 20 Lakh

Tenure · 84 months (7.0 yrs)

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20 offers from 20 banks · Select up to 4 to compare side by side

Bank	Effective rate	Monthly EMI	Processing fee	Total cost	Max financing	Effective from
Rastriya Banijya Bank CheapestAwaiting verificationFixed option 9.93%–11.18%	8.43%up to 9.18%5.86% + 2.57%	Rs. 31,603	0.5%Rs. 10,000	Rs. 6.65 LakhTotal interest Rs. 6.55 Lakh	8%	Bhadra 2083	Apply
Everest Bank Awaiting verification	8.66%up to 10.07%5.94% + 2.72%	Rs. 31,834	0.5%Rs. 10,000	Rs. 6.84 LakhTotal interest Rs. 6.74 Lakh	8%	Bhadra 2083	Apply
Standard Chartered Bank Nepal Awaiting verification	8.85%up to 10.14%5.72% + 3.13%	Rs. 32,026	0.5%Rs. 10,000	Rs. 7 LakhTotal interest Rs. 6.9 Lakh	8%	Bhadra 2083	Apply
Nepal Bank Limited Awaiting verificationFixed option 10.43%–11.64%	8.93%up to 9.64%6.23% + 2.7%	Rs. 32,107	0.5%Rs. 10,000	Rs. 7.07 LakhTotal interest Rs. 6.97 Lakh	8%	Bhadra 2083	Apply
Nepal SBI Bank Awaiting verification	8.98%up to 10.35%6.12% + 2.86%	Rs. 32,158	0.5%Rs. 10,000	Rs. 7.11 LakhTotal interest Rs. 7.01 Lakh	8%	Bhadra 2083	Apply
Nabil Bank Awaiting verificationFixed option 10.62%–12.33%	9.12%up to 10.33%6.52% + 2.6%	Rs. 32,300	0.5%Rs. 10,000	Rs. 7.23 LakhTotal interest Rs. 7.13 Lakh	8%	Bhadra 2083	Apply
Global IME Bank Awaiting verification	9.15%up to 10.81%6.44% + 2.71%	Rs. 32,331	0.5%Rs. 10,000	Rs. 7.26 LakhTotal interest Rs. 7.16 Lakh	8%	Bhadra 2083	Apply
NMB Bank Awaiting verificationFixed option 10.95%–12.08%	9.45%up to 10.08%6.48% + 2.97%	Rs. 32,637	0.5%Rs. 10,000	Rs. 7.51 LakhTotal interest Rs. 7.41 Lakh	8%	Bhadra 2083	Apply
Citizens Bank International Awaiting verificationFixed option 11.01%–12.01%	9.51%up to 10.01%6.93% + 2.58%	Rs. 32,698	0.5%Rs. 10,000	Rs. 7.57 LakhTotal interest Rs. 7.47 Lakh	8%	Bhadra 2083	Apply
Siddhartha Bank Awaiting verification	9.56%up to 11.18%6.71% + 2.85%	Rs. 32,749	0.5%Rs. 10,000	Rs. 7.61 LakhTotal interest Rs. 7.51 Lakh	8%	Bhadra 2083	Apply
Nepal Investment Mega Bank Awaiting verificationFixed option 11.08%–12.83%	9.58%up to 10.83%6.31% + 3.27%	Rs. 32,770	0.5%Rs. 10,000	Rs. 7.63 LakhTotal interest Rs. 7.53 Lakh	8%	Bhadra 2083	Apply
NIC Asia Bank Awaiting verification	9.64%up to 11.09%7.05% + 2.59%	Rs. 32,832	0.5%Rs. 10,000	Rs. 7.68 LakhTotal interest Rs. 7.58 Lakh	8%	Bhadra 2083	Apply
Himalayan Bank Awaiting verification	9.65%up to 10.98%6.65% + 3%	Rs. 32,842	0.5%Rs. 10,000	Rs. 7.69 LakhTotal interest Rs. 7.59 Lakh	8%	Bhadra 2083	Apply
Sanima Bank Awaiting verificationFixed option 11.2%–12.29%	9.7%up to 10.29%6.59% + 3.11%	Rs. 32,893	0.5%Rs. 10,000	Rs. 7.73 LakhTotal interest Rs. 7.63 Lakh	8%	Bhadra 2083	Apply
Prabhu Bank Awaiting verificationFixed option 11.42%–12.59%	9.92%up to 10.59%7.08% + 2.84%	Rs. 33,120	0.5%Rs. 10,000	Rs. 7.92 LakhTotal interest Rs. 7.82 Lakh	8%	Bhadra 2083	Apply
Laxmi Sunrise Bank Awaiting verification	9.95%up to 11.53%6.97% + 2.98%	Rs. 33,151	0.5%Rs. 10,000	Rs. 7.95 LakhTotal interest Rs. 7.85 Lakh	8%	Bhadra 2083	Apply
Agricultural Development Bank Awaiting verificationFixed option 11.5%–12.79%	10%up to 10.79%6.77% + 3.23%	Rs. 33,202	0.5%Rs. 10,000	Rs. 7.99 LakhTotal interest Rs. 7.89 Lakh	8%	Bhadra 2083	Apply
Prime Commercial Bank Awaiting verificationFixed option 11.55%–12.59%	10.05%up to 10.59%6.81% + 3.24%	Rs. 33,254	0.5%Rs. 10,000	Rs. 8.03 LakhTotal interest Rs. 7.93 Lakh	8%	Bhadra 2083	Apply
Machhapuchchhre Bank Awaiting verification	10.13%up to 11.63%6.88% + 3.25%	Rs. 33,337	0.5%Rs. 10,000	Rs. 8.1 LakhTotal interest Rs. 8 Lakh	8%	Bhadra 2083	Apply
Kumari Bank Awaiting verification	10.24%up to 11.78%7.12% + 3.12%	Rs. 33,451	0.5%Rs. 10,000	Rs. 8.2 LakhTotal interest Rs. 8.1 Lakh	8%	Bhadra 2083	Apply