Sasto Karja
NIC Asia Bank

NIC Asia Bank loan interest rates 2083

NIC Asia Bank's base rate for Ashwin 2083 is 5.57%, down from 5.68% last month. Its cheapest product is the home loan at 5.57% effective. This page lists the premium, effective rate, fees and EMI for all 6 of its loan products; every floating rate moves with that base rate.

Base rate
5.57%
Lowest effective rate
5.57% · Home Loan
Banks compared
6
Maximum tenure
300 months
Maximum loan-to-value
80%
Rates effective
Ashwin 2083

Effective from: Ashwin 2083Source: base ratewww.nicasiabank.com

NIC Asia Bank's base rate for Ashwin 2083 is 5.57% (5.68% last month). Below are the premium, effective rate, fees and EMI for all 6 loan products. The bank was established in 1998.

Base rate this month

5.57%

0.11% vs last month

Effective from Ashwin 2083

Verified

Loan products

productsPremiumEffective rateFixedProcessing feeTenureMonthly EMI
Home Loan0%–2%5.57%–7.57%6.99%0.75%60–300 monthsRs. 41,040Rs. 50,00,000 · 180 monthsApply now
Auto Loan0.25%–3%5.82%–8.57%5.99%–7.49%1%12–84 monthsRs. 28,874Rs. 15,00,000 · 60 monthsApply now
Education Loan1%–3%6.57%–8.57%6.99%0.5%12–180 monthsRs. 29,398Rs. 15,00,000 · 60 monthsApply now
Gold Loan1%–3%6.57%–8.57%7.99%0.5%3–36 monthsRs. 25,899Rs. 3,00,000 · 12 monthsApply now
Business Loan0%–2%5.57%–7.57%7.99%1%12–120 monthsRs. 57,400Rs. 30,00,000 · 60 monthsApply now
Professional Loan0%–3%5.57%–8.57%9.49%–9.99%0.75%12–120 monthsRs. 28,700Rs. 15,00,000 · 60 monthsApply now

Rates shown are base rate plus the bank's published premium. Fixed-rate options are listed where the bank offers them.

Base rate history

Full history →

About NIC Asia Bank

Established
1,998
Head office
Thapathali, Kathmandu